116 E High St, Eaton, OH 45320 Property Records

Preble County property record for 116 E High St, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1940
Lot Size	0.175 acres (7,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,000 (Jul 2020)
Tax Bill	$718 (2025)
Deeds & Mortgages	Nov 2005 Mortgage Dec 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-042-03-011-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-042-03-011-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,658 sqft (0.175 acres)
Lot Dimensions	132 ft deep x 58 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	208 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	116 E HIGH ST
City	EATON
State	OH
Zip	45320-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 375
Legal Subdivision	EATON
Legal Block	3
Legal Lot Number	375
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	5
Census Block	5011
Census Tract	455002

Owner

Source: Preble County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	116 E HIGH ST, EATON, OH 45320-1754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2005	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE CO
Dec 19, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jul 6, 2020	Warranty Deed, Transfer FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC
Apr 25, 2019	Warranty Deed, Transfer · Conventional Mortgage KTL PERFORMANCE MORTGAGE LTD
Jan 3, 2019	Special Warranty Deed, Transfer PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY
Sep 6, 2018	Sheriff's Deed, Foreclosure
Aug 15, 2007	Sheriff's Deed, Foreclosure AREAWIDE TITLE AGENCY INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Apr 25, 2019 · Amount on Record
Deed Document Number	821
Deed Book / Page	406 / 28
Record Updated	Sep 20, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	116 E HIGH ST, EATON, OH 45320-1754
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00240/2370
Date	Nov 14, 2005
Book Page	240/2370
Instrument	200500066607

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2035

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	116 E HIGH ST, EATON, OH 45320-1754
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	STREAMLINE TITLE AGENCY INC, STREAMLINE TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00242/1354
Date	Dec 19, 2005
Book Page	242/1354
Instrument	200500067629

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	LIBOR

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Jul 6, 2020
Property Address	116 E HIGH ST, EATON, OH 45320-1754
Document Number	406/28
Book / Page	406 / 28
Instrument Date	Jul 1, 2020
Instrument	202000003004
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	116 E HIGH ST, EATON, OH 45320-1754

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Apr 25, 2019
Property Address	116 E HIGH ST, EATON, OH 45320-1754
Document Number	391/2230
Book / Page	391 / 2230
Instrument Date	Apr 22, 2019
Instrument	201900001717
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	PERFORMANCE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$224.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E HIGH ST, EATON, OH 45320-1754

Mortgage

Document Number	201900001718
Date	Apr 25, 2019
Instrument	201900001718

Lender

Name	KTL PERFORMANCE MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Jan 3, 2019
Property Address	116 E HIGH ST, EATON, OH 45320-1754
Document Number	388/2389
Book / Page	388 / 2389
Instrument Date	Dec 24, 2018
Instrument	201900000043
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$85.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 RIDGEVIEW AVE, KETTERING, OH 45409-1150

September 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PREBLE OH
Recording Date	Sep 6, 2018
Property Address	116 E HIGH ST, EATON, OH 45320-1754
Document Number	385/0862
Book / Page	385 / 0862
Instrument Date	Sep 6, 2018
Instrument	201800003812
Transaction Type	Foreclosure
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231-4048

August 2007: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PREBLE OH
Recording Date	Aug 15, 2007
Property Address	116 E HIGH ST, EATON, OH 45320-1754
Document Number	00266/0627
Book / Page	266 / 0627
Instrument Date	Jul 6, 2007
Instrument	200700082511
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026
Title Company	AREAWIDE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$115.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 S LASELLE ST, CHICAGO, IL 60603
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$718.00 (-0.55%) Homeowner's exemption	$28,430 (-) Land $7,250 Building $21,180
2024	$722.00 (-15.85%) Homeowner's exemption	$28,430 (-) Land $7,250 Building $21,180
2023	$858.00 (-21.14%) Homeowner's exemption	$28,430 (+16.18%) Land $7,250 Building $21,180	$81,200 (-) Land $20,700 Building $60,500
2022	$1,088.00 Homeowner's exemption	$24,470 Land $6,650 Building $17,820
2020			$81,200 Land $20,700 Building $60,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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