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116 Cunningham Dr, Athens, TN 37303 Property Records

McMinn County property record for 116 Cunningham Dr, Athens, TN 37303

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,592 sqft · built 1997
Lot Size0.495 acres (21,563 sqft)
Owner2 Individual Names on Record
Last Sale$332,000 (Sep 2026)
Tax Bill$1,140 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054047F A 00900

Property Details

APN / Parcel Number

Primary APN054047F A 00900
Alternative APNs
  • 047F A 00900 00002047F
  • 047F A 00900

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,592 sqft Living Area
1st Floor Area808 sqft
Upper Floors Area784 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2007
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,563 sqft (0.495 acres)
Lot Dimensions182 ft deep x 90 ft wide
TerrainRolling
Garage TypeFinished
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address116 CUNNINGHAM DR
CityATHENS
StateTN
Zip37303-1680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02 02 045I B 045I 00800 000, COUNTY AREA: D01
Legal SubdivisionCUNNINGHAM ADD
Legal Lot Number24
JurisdictionMCMINN TN
Township / Civil Division1
Census Block Group2
Census Block2135
Census Tract970102

Owner

Source: McMinn County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 CUNNINGHAM DR, ATHENS, TN 37303-1680
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2026 · Amount on Record
Deed SaleSep 14, 2026 · Amount on Record
Prior SaleJun 19, 2015 · Amount on Record
Deed Document Number2026278029
Deed Book / Page13 / 2679
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCMINN TN
Recording DateSep 14, 2026
Property Address116 CUNNINGHAM DR, ATHENS, TN 37303-1680
Document Number0000278029
Book / Page13 / 2679
Instrument DateSep 9, 2026
Instrument2026278029
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyCONVEYANCE TITLE AND ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$124,068.40
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 CUNNINGHAM DR, ATHENS, TN 37303-1680

Mortgage

Document Number0000278030,
DateSep 14, 2026
Instrument2026278030
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

TypeName
StateTennessee
MunicipalityAthens City
CountyMcMinn County
Elementary School DistrictAthens City Schools (PK - 08)
Secondary School DistrictMcMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,140.00$54,525 (-) Land $6,000 Building $48,525
2024$1,140.00$54,525 (-) Land $6,000 Building $48,525
2023$1,140.00 (+10.25%)$54,525 (+52.62%) Land $6,000 Building $48,525$218,100 (+52.62%) Land $24,000 Building $194,100
2022$1,034.00$35,725 Land $6,000 Building $29,725$142,900 Land $24,000 Building $118,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHENS UTILITIES BOARD
serves 26,424 people · EPA ID TN0000024
Water SourceSurface water
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum, Verizon.

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