125 Cunningham Dr, Athens, TN 37303 Property Records

McMinn County property record for 125 Cunningham Dr, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,612 sqft · built 1995
Lot Size	0.443 acres (19,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Jul 2020)
Tax Bill	$1,151 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`054047F A 01900`

Property Details

APN / Parcel Number

Primary APN	`054047F A 01900`
Alternative APNs	`047F A 01900 00002047K` `047F A 01900`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,300 sqft
Lot Dimensions	193 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	15 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	047F A 01900 00002047K
Street Address	125 CUNNINGHAM DR
City	ATHENS
State	TN
Zip	37303-1681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 02 045I B 045I 01900 000, COUNTY AREA: D01
Legal Subdivision	CUNNINGHAM ADD
Legal Lot Number	13 2
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	2
Census Block	2135
Census Tract	970102

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 CUNNINGHAM DR, ATHENS, TN 37303-1681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK
Jul 9, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	216549
Deed Book / Page	22G / 499
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jul 16, 2020
Property Address	125 CUNNINGHAM DR, ATHENS, TN 37303-1681
Document Number	000022G499
Book / Page	22G / 499
Map Reference	CAB B SL 97
Instrument Date	Jul 15, 2020
Instrument	216549
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	RADIANT TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$725.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CUNNINGHAM DR, ATHENS, TN 37303-1681

Mortgage

Document Number	0000216550
Date	Jul 16, 2020
Instrument	216550

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jul 9, 2018
Property Address	125 CUNNINGHAM DR, ATHENS, TN 37303-1681
Document Number	00000021N9
Book / Page	21N / 9
Instrument Date	Jul 2, 2018
Instrument	198919
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CUNNINGHAM DR, ATHENS, TN 37303-1681

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,151.00	$55,025 (-) Land $6,000 Building $49,025
2024	$1,151.00	$55,025 (-) Land $6,000 Building $49,025
2023	$1,151.00 (+10.25%)	$55,025 (+52.64%) Land $6,000 Building $49,025	$220,100 (+52.64%) Land $24,000 Building $196,100
2022	$1,044.00	$36,050 Land $6,000 Building $30,050	$144,200 Land $24,000 Building $120,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Nearby Properties on Cunningham Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures