110 Cunningham Dr, Athens, TN 37303 Property Records

McMinn County property record for 110 Cunningham Dr, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,794 sqft · built 1999
Lot Size	0.464 acres (20,250 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Mar 2014)
Tax Bill	$1,491 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054047F A 01100`

Property Details

APN / Parcel Number

Primary APN	`054047F A 01100`
Alternative APNs	`047F A 01100 00002047K` `047F A 01100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,794 sqft Living Area
1st Floor Area	897 sqft
Upper Floors Area	897 sqft
Basement Area	897 sqft
Unfinished Basement	897 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,250 sqft
Lot Dimensions	225 ft deep x 90 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Deck Area	432 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	047F A 01100 00002047K
Street Address	110 CUNNINGHAM DR
City	ATHENS
State	TN
Zip	37303-1680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 02 045I B 045I 01000 000, COUNTY AREA: D01
Legal Subdivision	CUNNINGHAM ADD
Legal Lot Number	22 2
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	2
Census Block	2135
Census Tract	970102

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 CUNNINGHAM DR, ATHENS, TN 37303-1680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2014 · Amount on Record
Deed Sale	Mar 28, 2014 · Amount on Record
Prior Sale	Dec 15, 2008 · Amount on Record
Deed Document Number	164958
Deed Book / Page	20A / 492
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	110 CUNNINGHAM DR, ATHENS, TN 37303-1680
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CUNNINGHAM DR, ATHENS, TN 37303-1680

Mortgage

Document Number	0000013233
Date	Aug 25, 2023
Book Page	1323/3
Instrument	248931

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	110 CUNNINGHAM DR, ATHENS, TN 37303-1680
Document Number	1187384
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CUNNINGHAM DR ATHENS TN 373031680, ATHENS, TN 37303-1680

Mortgage

Document Number	1187384
Date	Jan 7, 2020
Book Page	001187/000384
Instrument	211891

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,491.00	$71,300 (-) Land $6,000 Building $65,300
2024	$1,491.00	$71,300 (-) Land $6,000 Building $65,300
2023	$1,491.00 (+4.71%)	$71,300 (+44.85%) Land $6,000 Building $65,300	$285,200 (+44.85%) Land $24,000 Building $261,200
2022	$1,424.00	$49,225 Land $6,000 Building $43,225	$196,900 Land $24,000 Building $172,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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