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114 Cunningham Dr, Athens, TN 37303 Property Records

McMinn County property record for 114 Cunningham Dr, Athens, TN 37303

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,768 sqft · built 1995
Lot Size0.411 acres (17,910 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Apr 2020)
Tax Bill$1,159 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054047F A 01000

Property Details

APN / Parcel Number

Primary APN054047F A 01000
Alternative APNs
  • 047F A 01000 00002047K
  • 047F A 01000

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area1,768 sqft Living Area
1st Floor Area884 sqft
Upper Floors Area884 sqft
Basement Area884 sqft
Unfinished Basement884 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,910 sqft
Lot Dimensions199 ft deep x 90 ft wide
TerrainRolling
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Old Parcel Number047F A 01000 00002047K
Street Address114 CUNNINGHAM DR
CityATHENS
StateTN
Zip37303-1680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02 02 045I B 045I 00900 000, COUNTY AREA: D01
Legal SubdivisionCUNNINGHAM ADD
Legal Lot Number23 2
JurisdictionMCMINN TN
Township / Civil Division1
Census Block Group2
Census Block2135
Census Tract970102

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address114 CUNNINGHAM DR, ATHENS, TN 37303-1680
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2020 · Amount on File
Deed SaleApr 6, 2020 · Amount on File
Prior SaleAug 29, 2005 · Amount on File
Deed Document Number214092
Deed Book / Page22D / 731
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCMINN TN
Recording DateApr 6, 2020
Property Address114 CUNNINGHAM DR, ATHENS, TN 37303-1680
Document Number000022D731
Book / Page22D / 731
Map ReferenceCAB B SL 97
Instrument DateApr 1, 2020
Instrument214092
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanyVALLEY TITLE SERVICES LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$647.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 WINNINGHAM DRIVE, ATHENS, TN 37370

Mortgage

Document Number0000214093
DateApr 6, 2020
Instrument214093
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
MunicipalityAthens City
CountyMcMinn County
Elementary School DistrictAthens City Schools (PK - 08)
Secondary School DistrictMcMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,159.00$55,475 (-) Land $6,000 Building $49,475
2024$1,159.00$55,475 (-) Land $6,000 Building $49,475
2023$1,159.00 (+10.17%)$55,475 (+52.61%) Land $6,000 Building $49,475$221,900 (+52.61%) Land $24,000 Building $197,900
2022$1,052.00$36,350 Land $6,000 Building $30,350$145,400 Land $24,000 Building $121,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHENS UTILITIES BOARD
serves 26,424 people · EPA ID TN0000024
Water SourceSurface water
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum, Verizon.

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