116 Borgo Ct, Havelock, NC 28532 Property Records

Craven County property record for 116 Borgo Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1997
Lot Size	0.553 acres (24,069 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Feb 2008)
Tax Bill	$1,307 (2026)
Deeds & Mortgages	Nov 2020 Transfer Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-006-6-034`

Property Details

APN / Parcel Number

Primary APN	`5-006-6-034`
Alternative APN	`131507`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,069 sqft (0.553 acres)
Lot Dimensions	235 ft deep x 110 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	131507
Street Address	116 BORGO CT
City	HAVELOCK
State	NC
Zip	28532-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34 CHERRY BRANCH SOUTH SEC 1
Legal Subdivision	CHERRY BRANCH
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 BORGO CT, HAVELOCK, NC 28532-9409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Intrafamily Transfer, Transfer
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2008 · Amount on Record
Deed Sale	Feb 19, 2008 · Amount on Record
Prior Sale	Jul 14, 2006 · Amount on Record
Deed Book / Page	2693 / 262
Last Transfer Date	Nov 11, 2020
Transfer Doc	3640/994
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Nov 17, 2020
Property Address	116 BORGO CT, HAVELOCK, NC 28532-9409
Document Number	3640/994
Book / Page	3640 / 994
Map Reference	CAB F SL 164E
Instrument Date	Nov 11, 2020
Instrument	10064722
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 BORGO CT, 116, HAVELOCK, NC 28532-9409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 LEONDA DR, BEAUFORT, NC 28516-9511

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	116 BORGO CT, HAVELOCK, NC 28532-9409
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0035190814
Date	Nov 14, 2017
Book Page	3519/0814

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,307.00 (-2.24%)	$230,910 (-) Land $50,000 Building $180,910	$230,910 (-) Land $50,000 Building $180,910
2025	$1,337.00 (-1.98%)	$230,910 (-) Land $50,000 Building $180,910	$230,910 (-) Land $50,000 Building $180,910
2023	$1,364.00 (+5.25%)	$230,910 (+34.38%) Land $50,000 Building $180,910	$230,910 (+34.38%) Land $50,000 Building $180,910
2022	$1,296.00	$171,840 Land $41,000 Building $130,840
2018			$171,840 Land $41,000 Building $130,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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