113 Borgo Ct, Havelock, NC 28532 Property Records

Craven County property record for 113 Borgo Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,156 sqft · built 1994
Lot Size	0.581 acres (25,305 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2020)
Tax Bill	$970 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-006-6-019`

Property Details

APN / Parcel Number

Primary APN	`5-006-6-019`
Alternative APN	`131743`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
1st Floor Area	1,156 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,305 sqft (0.581 acres)
Lot Dimensions	199 ft deep x 125 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	131743
Street Address	113 BORGO CT
City	HAVELOCK
State	NC
Zip	28532-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 CHERRY BRANCH SOUTH SEC 1
Legal Subdivision	CHERRY BRANCH
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	961303

Owner

113 Borgo Ct is owned and occupied by two individuals who bought it in December 2020.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 BORGO CT, HAVELOCK, NC 28532-9409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Prior Sale	Jul 22, 1996
Deed Document Number	202010065731
Deed Book / Page	3643 / 1072
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 7, 2020
Property Address	113 BORGO CT, HAVELOCK, NC 28532-9409
Document Number	3643/1072
Book / Page	3643 / 1072
Map Reference	CAB F SL 164E
Instrument Date	Nov 17, 2020
Instrument	10065731
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12962 HURON DR, 12962, LUSBY, MD 20657-3222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 BORGO CT, HAVELOCK, NC 28532-9409

Mortgage

Document Number	36431075
Date	Dec 7, 2020
Instrument	3643/1075

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 113 Borgo Ct was $970.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$970.00	$180,090 (-) Land $50,000 Building $130,090	$180,090 (-) Land $50,000 Building $130,090
2025	$970.00	$180,090 Land $50,000 Building $130,090	$180,090 Land $50,000 Building $130,090
2023	$958.00 (+7.4%)	$180,090 (+35.27%) Land $50,000 Building $130,090	$180,090 Land $50,000 Building $130,090
2022	$892.00	$133,130 Land $41,000 Building $92,130
2018			$133,130 Land $41,000 Building $92,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Borgo Ct in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Borgo Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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