112 Borgo Ct, Havelock, NC 28532 Property Records

Craven County property record for 112 Borgo Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1994
Lot Size	0.549 acres (23,906 sqft)
Owner	Individual Name on File
Last Sale	$174,500 (Jan 2021)
Tax Bill	$1,061 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-006-6-032`

Property Details

APN / Parcel Number

Primary APN	`5-006-6-032`
Alternative APN	`132248`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,906 sqft (0.549 acres)
Lot Dimensions	235 ft deep x 110 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	132248
Street Address	112 BORGO CT
City	HAVELOCK
State	NC
Zip	28532-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32 CHERRY BRANCH SOUTH SEC 1
Legal Subdivision	CHERRY BRANCH
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	112 BORGO CT, HAVELOCK, NC 28532-9409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 15, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Jun 23, 2009 · Amount on File
Deed Document Number	202110068014
Deed Book / Page	3649 / 1082
Prior Transfer Date	Jun 22, 2009
Prior Transfer Doc	02833/0936
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	Apr 15, 2026
Property Address	112 BORGO CT, HAVELOCK, NC 28532-9409
Document Number	0010154821
Book / Page	3876 / 948
Instrument Date	Apr 11, 2026
Instrument	202610154821
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BORGO CT, HAVELOCK, NC 28532-9409

Mortgage

Document Number	0010154821,
Date	Apr 15, 2026
Book Page	3876/948
Instrument	202610154821

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 15, 2021
Property Address	112 BORGO CT, HAVELOCK, NC 28532-9409
Document Number	03649/1082
Book / Page	3649 / 1082
Map Reference	CAB F SL 164 E
Instrument Date	Dec 28, 2020
Instrument	10068014
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 MARIE CT, HAVELOCK, NC 28532-9439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BORGO CT, HAVELOCK, NC 28532-9409

Mortgage

Document Number	0036491085
Date	Jan 15, 2021
Instrument	3649/1085

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,061.00	$198,320 (-) Land $50,000 Building $148,320	$198,320 (-) Land $50,000 Building $148,320
2025	$1,061.00 (+1.14%)	$198,320 (-) Land $50,000 Building $148,320	$198,320 (-) Land $50,000 Building $148,320
2023	$1,049.00 (+1.45%)	$198,320 (+27.23%) Land $50,000 Building $148,320	$198,320 (+27.23%) Land $50,000 Building $148,320
2022	$1,034.00	$155,880 Land $41,000 Building $114,880
2018			$155,880 Land $41,000 Building $114,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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