116 Bluffside Cir, Savannah, GA 31404 Property Records

Chatham County property record for 116 Bluffside Cir, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,288 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$427,500 (Sep 2019)
Tax Bill	$6,929 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-0294-03-043`

Property Details

APN / Parcel Number

Primary APN	`1-0294-03-043`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,288 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	116 BLUFFSIDE CIR
City	SAVANNAH
State	GA
Zip	31404-0003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 62 BLUFFSIDE AT COUNTRY CLUB CREEK BK50 PG638
Legal Subdivision	BLUFFSIDE AT COUNTRY CLUB CREEK
Legal Lot Number	62
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4005
Census Tract	10102

Owner

116 Bluffside Cir is owned and occupied by an individual who bought it in September 2019.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	116 BLUFFSIDE CIR, SAVANNAH, GA 31404-0003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS
Sep 20, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK
Jul 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	20199913
Deed Book / Page	1725 / 357
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	116 BLUFFSIDE CIR, SAVANNAH, GA 31404-0003
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BLUFFSIDE CIR, SAVANNAH, GA 31404-0003

Mortgage

Document Number	0029550704
Date	Nov 3, 2022
Book Page	0000002955/0000000704

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	116 BLUFFSIDE CIR, SAVANNAH, GA 31404-0003
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BLUFFSIDE CIR, SAVANNAH, GA 31404-0003

Mortgage

Document Number	0022270330
Date	Feb 1, 2021
Book Page	0000002227/0000000330

Lender

Name	BROKER SOLUTIONS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 20, 2019
Property Address	116 BLUFFSIDE CIR, SAVANNAH, GA 31404-0003
Document Number	0017250357
Book / Page	1725 / 357
Instrument Date	Sep 20, 2019
Instrument	2019-009913
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BLUFFSIDE CIR, SAVANNAH, GA 31404-0003

Mortgage

Document Number	0017250358
Date	Sep 23, 2019
Book Page	0000001725/0000000358

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 30, 2018
Property Address	116 BLUFFSIDE CIR, SAVANNAH, GA 31404-0003
Document Number	0014150588
Book / Page	1415 / 588
Instrument Date	Jul 30, 2018
Instrument	2018-007671
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 COMMERCE PL, SAVANNAH, GA 31406-3615
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 116 Bluffside Cir was $6,929.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,560 (+7.55%) Land $48,000 Building $229,560	$693,900 (+7.55%) Land $120,000 Building $573,900
2025	$6,929.00 Homeowner's exemption	$258,080 Land $48,000 Building $210,080	$645,200 Land $120,000 Building $525,200
2023		$219,640 (+9.43%) Land $26,000 Building $193,640	$549,100 (+9.43%) Land $65,000 Building $484,100
2022	$5,744.00	$200,720 Land $26,000 Building $174,720	$501,800 Land $65,000 Building $436,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Bluffside Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Bluffside Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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