113 Bluffside Cir, Savannah, GA 31404 Property Records

Chatham County property record for 113 Bluffside Cir, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Nov 2021)
Tax Bill	$7,049 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-0294-03-010`

Property Details

APN / Parcel Number

Primary APN	`1-0294-03-010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	113 BLUFFSIDE CIR
City	SAVANNAH
State	GA
Zip	31404-0002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 35 BLUFFSIDE AT COUNTRY CLUB CREEK BK50 PG638
Legal Subdivision	BLUFFSIDE AT COUNTRY CLUB CREEK
Legal Lot Number	35
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4005
Census Tract	10102

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK
Nov 9, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SWBC MORTGAGE
Jun 14, 2021	Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Nov 3, 2016 · Amount on Record
Deed Document Number	202114643
Deed Book / Page	2604 / 122
Prior Transfer Date	Jun 14, 2021
Prior Transfer Doc	0024300601
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	113 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Investor	Possibly a Property Investor

Mortgage

Document Number	0024300604
Date	Jun 30, 2021
Book Page	0000002430/0000000604

Lender

Name	COLONY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 9, 2021
Property Address	113 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Document Number	0026040122
Book / Page	2604 / 122
Instrument Date	Nov 9, 2021
Instrument	2021-014643
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002

Mortgage

Document Number	0026040124
Date	Nov 9, 2021
Book Page	0000002604/0000000124

Lender

Name	SWBC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Dec 1, 2020

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 14, 2021
Property Address	113 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Document Number	0024300601
Book / Page	2430 / 601
Instrument Date	Jun 14, 2021
Instrument	2021-008341
Transaction Type	Construction Loan
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7370 HODGSON MEMORIAL DR STE D10, D10, SAVANNAH, GA 31406-2541
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,760 (+7.57%) Land $48,000 Building $211,760	$649,400 (+7.57%) Land $120,000 Building $529,400
2025	$7,049.00 (+9.95%) Homeowner's exemption	$241,480 (+20.47%) Land $48,000 Building $193,480	$603,700 (+20.47%) Land $120,000 Building $483,700
2024	$6,411.00 (+2.27%)
2023		$200,440 (+9.24%) Land $26,000 Building $174,440	$501,100 (+9.24%) Land $65,000 Building $436,100
2022	$6,269.00	$183,480 Land $26,000 Building $157,480	$458,700 Land $65,000 Building $393,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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