115 Bluffside Cir, Savannah, GA 31404 Property Records

Chatham County property record for 115 Bluffside Cir, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Aug 2020)
Tax Bill	$11,939 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-0294-03-011`

Property Details

APN / Parcel Number

Primary APN	`1-0294-03-011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	135 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	115 BLUFFSIDE CIR
City	SAVANNAH
State	GA
Zip	31404-0002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 34 BLUFFSIDE AT COUNTRY CLUB CREEK BK50 PG638
Legal Subdivision	BLUFFSIDE AT COUNTRY CLUB CREEK
Legal Lot Number	34
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4005
Census Tract	10102

Owner

115 Bluffside Cir is owned and occupied by an individual who bought it in August 2020.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	115 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2020	Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK
Aug 5, 2020	Warranty Deed, Subdivision Related Transfer
Mar 25, 2020	Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Prior Sale	Mar 25, 2020 · Amount on File
Deed Document Number	20207723
Deed Book / Page	2016 / 40
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	115 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002

Mortgage

Document Number	0018960259
Date	Apr 8, 2020
Book Page	0000001896/0000000259
Instrument	032261840011

Lender

Name	COLONY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2021

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 5, 2020
Property Address	115 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Document Number	0020160040
Book / Page	2016 / 40
Instrument Date	Aug 5, 2020
Instrument	2020-007723
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 25, 2020
Property Address	115 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Document Number	0018960257
Book / Page	1896 / 257
Instrument Date	Mar 25, 2020
Instrument	2020-003284
Transaction Type	Construction Loan
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7370 HODGSON MEMORIAL DR STE D10, D10, SAVANNAH, GA 31406-2541
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 115 Bluffside Cir was $11,939, up 6.7% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,640 (+7.81%) Land $48,000 Building $211,640	$649,100 (+7.81%) Land $120,000 Building $529,100
2025	$11,939.00 (+6.74%) Homeowner's exemption	$240,840 Land $48,000 Building $192,840	$602,100 Land $120,000 Building $482,100
2024	$11,185.00
2023		$198,440 (+9.1%) Land $26,000 Building $172,440	$496,100 (+9.1%) Land $65,000 Building $431,100
2022	$7,979.00	$181,880 Land $26,000 Building $155,880	$454,700 Land $65,000 Building $389,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Bluffside Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Bluffside Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Bluffside Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures