11573 Stable Watch Ct, Cincinnati, OH 45249 Property Records

Hamilton County property record for 11573 Stable Watch Ct, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,669 sqft · built 1988
Lot Size	0.539 acres (23,479 sqft)
Owner	Company Name on Record
Last Sale	$615,000 (Sep 2010)
Tax Bill	$13,538 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`620-0204-0165-00`

Property Details

APN / Parcel Number

Primary APN	`620-0204-0165-00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,669 sqft Living Area
Gross Area	6,751 sqft
1st Floor Area	2,459 sqft
2nd Floor Area	1,530 sqft
Basement Area	2,015 sqft
Finished Basement	680 sqft
Unfinished Basement	1,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	23,479 sqft (0.539 acres)
Lot Dimensions	198 ft deep x 185 ft wide
Garage Type	Attached
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	256 sqft
Deck Area	Deck Area
Patio Area	788 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	11573 STABLE WATCH CT
City	CINCINNATI
State	OH
Zip	45249-1394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	STABLEWATCH CT 185.74 X 198.38 FT IRR LOT 72 CALUMET FARM SUB
Legal Subdivision	CALUMET FARM SUB
Legal Lot Number	72
Jurisdiction	HAMILTON OH
Township / Civil Division	SYMMES
Census Block Group	4
Census Block	4001
Census Tract	24301

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11573 STABLE WATCH CT, CINCINNATI, OH 45249-1394
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Nov 14, 2017	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2010 · Amount on Record
Deed Sale	Sep 10, 2010 · Amount on Record
Prior Sale	Sep 28, 2006
Deed Document Number	2010106005
Deed Book / Page	11527 / 1659
Last Transfer Date	Nov 8, 2013
Transfer Doc	0000153398
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11573 STABLE WATCH CT, CINCINNATI, OH 45249-1394
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075663
Date	Oct 25, 2023
Book Page	15029/163
Instrument	2023-0075663

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11573 STABLE WATCH CT, CINCINNATI, OH 45249-1394
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003896
Date	Nov 14, 2017
Instrument	17-0103896

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11573 STABLE WATCH CT, CINCINNATI, OH 45249-1394
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025860
Date	Mar 1, 2021
Book Page	14364/3722
Instrument	2021-0025860

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Symmes Township
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,538.00 (+3.18%)	$270,004 (-) Land $42,000 Building $228,004	$771,440 (-) Land $120,000 Building $651,440
2024	$13,121.00 (-14.89%)	$270,004 (-15.39%) Land $42,000 Building $228,004
2023	$15,417.00 (+20.53%)	$319,113 (+48.25%) Land $42,000 Building $277,113	$771,440 (+25.44%) Land $120,000 Building $651,440
2022	$12,791.00 Homeowner's exemption	$215,250 Land $42,000 Building $173,250
2020			$615,000 Land $120,000 Building $495,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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