11545 Stable Watch Ct, Cincinnati, OH 45249 Property Records

Hamilton County property record for 11545 Stable Watch Ct, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,628 sqft · built 1989
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Sep 2016)
Tax Bill	$15,003 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`620-0204-0167-00`

Property Details

APN / Parcel Number

Primary APN	`620-0204-0167-00`
Alternative APN	`0084457`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,628 sqft Living Area
Gross Area	6,908 sqft
1st Floor Area	2,785 sqft
2nd Floor Area	1,143 sqft
Basement Area	2,198 sqft
Finished Basement	700 sqft
Unfinished Basement	1,498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	96,703 sqft (2.22 acres)
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	171 sqft
Deck Area	Deck Area
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	11545 STABLE WATCH CT
City	CINCINNATI
State	OH
Zip	45249-1394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	STABLEWATCH CT 106.51 X FT IRR LOT 74 CALUMET FARM SUB SEC 2
Legal Subdivision	CALUMET FARM SUB
Legal Lot Number	74
Jurisdiction	HAMILTON OH
Township / Civil Division	SYMMES
Census Block Group	4
Census Block	4001
Census Tract	24301

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11545 STABLE WATCH CT, CINCINNATI, OH 45249-1394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Mar 2, 2018	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2016 · Amount on Record
Deed Sale	Sep 1, 2016 · Amount on Record
Prior Sale	Aug 4, 2009 · Amount on Record
Deed Document Number	201680632
Prior Transfer Date	Apr 2, 2013
Prior Transfer Doc	0000053409
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11545 STABLE WATCH CT, CINCINNATI, OH 45249-1394
Document Number	0000071531
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11545 STABLE WATCH CT CINCINNATI OH 452491394, CINCINNATI, OH 45249-1394

Mortgage

Document Number	0000071531
Date	Jul 23, 2020
Book Page	014216/000245
Instrument	71531

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11545 STABLE WATCH CT, CINCINNATI, OH 45249-1394
Document Number	0000019530
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11545 STABLE WATCH CT CINCINNATI OH 452491394, CINCINNATI, OH 45249-1394

Mortgage

Document Number	0000019530
Date	Mar 9, 2018
Book Page	013621/000023
Instrument	19530

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Symmes Township
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,003.00 (+2.96%)	$298,561 (-) Land $61,880 Building $236,681	$853,030 (-) Land $176,800 Building $676,230
2024	$14,572.00 (+0.67%)	$298,561 (-) Land $61,880 Building $236,681
2023	$14,475.00 (-4.27%)	$298,561 (+17.66%) Land $61,880 Building $236,681	$853,030 (+17.66%) Land $176,800 Building $676,230
2022	$15,121.00 Homeowner's exemption	$253,750 Land $61,880 Building $191,870
2020			$725,000 Land $176,800 Building $548,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Stable Watch Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures