11570 Stable Watch Ct, Cincinnati, OH 45249 Property Records

Hamilton County property record for 11570 Stable Watch Ct, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,860 sqft · built 1988
Lot Size	0.738 acres (32,147 sqft)
Owner	Individual Name on File
Last Sale	$517,000 (May 2011)
Tax Bill	$13,863 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`620-0204-0156-00`

Property Details

APN / Parcel Number

Primary APN	`620-0204-0156-00`
Alternative APN	`0059307`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	4,860 sqft Living Area
Gross Area	5,322 sqft
1st Floor Area	1,945 sqft
2nd Floor Area	1,465 sqft
Basement Area	1,450 sqft
Finished Basement	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Fiberglass
Lot Area	32,147 sqft (0.738 acres)
Lot Dimensions	224 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	11570 STABLE WATCH CT
City	CINCINNATI
State	OH
Zip	45249-1393
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	STABLEWATCH CT 98.98 X 224 IRR LOT 63 CALUMET FARM SUB SEC 2
Legal Subdivision	CALUMET FARM SUB
Legal Lot Number	63
Jurisdiction	HAMILTON OH
Township / Civil Division	SYMMES
Census Block Group	4
Census Block	4001
Census Tract	24301

Owner

11570 Stable Watch Ct is owned and occupied by an individual who bought it in May 2011.

Source: Hamilton County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	11570 STABLE WATCH CT, CINCINNATI, OH 45249-1393
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit SHAREFAX CREDIT UNION
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit EMERY FCU
Apr 21, 2020	Deed of Trust, Mortgage · Conventional with PMI EMERY FCU
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit EMERY FCU
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit EMERY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2011 · Amount on File
Deed Sale	May 4, 2011 · Amount on File
Deed Document Number	201152388
Deed Book / Page	11717 / 279
Prior Transfer Date	Dec 11, 1997
Prior Transfer Doc	0000193253
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jul 30, 2026
Property Address	11570 STABLE WATCH CT, CINCINNATI, OH 45249-1393
Document Number	0000061789
Book / Page	15718 / 1521
Instrument Date	Jul 17, 2026
Instrument	202661789
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11570 STABLE WATCH CT, CINCINNATI, OH 45249-1393

Mortgage

Document Number	0000061789,
Date	Jul 30, 2026
Book Page	15718/1521
Instrument	202661789

Lender

Name	SHAREFAX CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11570 STABLE WATCH CT, CINCINNATI, OH 45249-1393
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005366
Date	Jul 27, 2018
Instrument	18-0065366

Lender

Name	EMERY FCU
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11570 STABLE WATCH CT, CINCINNATI, OH 45249-1393
Document Number	0000039845
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11570 STABLE WATCH CT CINCINNATI OH 452491393, CINCINNATI, OH 45249-1393

Mortgage

Document Number	0000039845
Date	Apr 30, 2020
Book Page	014158/000869
Instrument	39845

Lender

Name	EMERY FCU
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11570 STABLE WATCH CT, CINCINNATI, OH 45249-1393
Document Number	0000039892
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11570 STABLE WATCH CT CINCINNATI OH 452491393, CINCINNATI, OH 45249-1393

Mortgage

Document Number	0000039892
Date	Apr 30, 2020
Book Page	014158/001121
Instrument	39892

Lender

Name	EMERY FCU
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2035

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11570 STABLE WATCH CT, CINCINNATI, OH 45249-1393
Document Number	0000039846
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11570 STABLE WATCH CT CINCINNATI OH 452491393, CINCINNATI, OH 45249-1393

Mortgage

Document Number	0000039846
Date	Apr 30, 2020
Book Page	014158/000891
Instrument	39846

Lender

Name	EMERY FCU
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11570 Stable Watch Ct was $13,863, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Symmes Township
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,863.00 (+3.13%)	$276,273 (-) Land $42,000 Building $234,273	$789,350 Land $120,000 Building $669,350
2024	$13,442.00 (+0.55%)	$276,273 (-) Land $42,000 Building $234,273
2023	$13,368.00 (+13.89%)	$276,273 (+40.08%) Land $42,000 Building $234,273	$789,350 Land $120,000 Building $669,350
2022	$11,738.00 Homeowner's exemption	$197,222 Land $42,000 Building $155,222
2020			$563,490 Land $120,000 Building $443,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11570 Stable Watch Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11570 Stable Watch Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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