11575 Stable Watch Ct, Cincinnati, OH 45249 Property Records

Hamilton County property record for 11575 Stable Watch Ct, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,265 sqft · built 1988
Lot Size	2.44 acres (106,504 sqft)
Owner	2 Trust Names on File
Last Sale	$795,000 (May 2023)
Tax Bill	$13,991 (2025)
Deeds & Mortgages	Dec 2024 Transfer May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`620-0204-0164-00`

Property Details

APN / Parcel Number

Primary APN	`620-0204-0164-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,265 sqft Living Area
Gross Area	5,321 sqft
1st Floor Area	1,691 sqft
2nd Floor Area	1,331 sqft
Basement Area	1,691 sqft
Finished Basement	1,243 sqft
Unfinished Basement	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Fiberglass
Lot Area	106,504 sqft (2.44 acres)
Lot Width	20 ft Width
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	216 sqft
Patio Area	786 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	11575 STABLE WATCH CT
City	CINCINNATI
State	OH
Zip	45249-1394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	STABLEWATCH CT 20 X FT IRR LOT 71 CALUMET FARM SUB SEC 2
Legal Subdivision	CALUMET FARM SUB
Legal Lot Number	71
Jurisdiction	HAMILTON OH
Township / Civil Division	SYMMES
Census Block Group	4
Census Block	4001
Census Tract	24301

Owner

11575 Stable Watch Ct is owner-occupied and held in a trust since November 2024.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11575 STABLE WATCH CT, CINCINNATI, OH 45249-1394
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Transfer on Death Deed, Transfer
May 22, 2023	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Prior Sale	May 12, 2004 · Amount on File
Deed Document Number	202334298
Deed Book / Page	14921 / 1146
Last Transfer Date	Nov 29, 2024
Transfer Doc	0000086862
Record Updated	Sep 20, 2026

December 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 6, 2024
Property Address	11575 STABLE WATCH CT, CINCINNATI, OH 45249-1394
Document Number	0000086862
Book / Page	15307 / 256
Map Reference	MB 264 PG 81&82
Instrument Date	Dec 3, 2024
Instrument	2024-0086862
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11575 STABLE WATCH CT, CINCINNATI, OH 45249-1394

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 22, 2023
Property Address	11575 STABLE WATCH CT, CINCINNATI, OH 45249-1394
Document Number	0000034298
Book / Page	14921 / 1146
Map Reference	MB 264 PG 81&82
Instrument Date	May 16, 2023
Instrument	2023-0034298
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11575 STABLE WATCH CT, CINCINNATI, OH 45249-1394

Mortgage

Document Number	0000034299
Date	May 22, 2023
Instrument	2023-0034299

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 11575 Stable Watch Ct was $13,991, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Symmes Township
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,991.00 (+2.91%)	$278,250 (-) Land $65,030 Building $213,220	$795,000 Land $185,800 Building $609,200
2024	$13,595.00 (-16.32%)	$278,250 (-17.01%) Land $65,030 Building $213,220
2023	$16,247.00 (+28%)	$335,286 (+57.68%) Land $65,030 Building $270,256	$795,000 Land $185,800 Building $609,200
2022	$12,693.00 Homeowner's exemption	$212,639 Land $65,030 Building $147,609
2020			$607,540 Land $185,800 Building $421,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11575 Stable Watch Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11575 Stable Watch Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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