1157 Cougar Trl, Moneta, VA 24121 Property Records

Bedford County property record for 1157 Cougar Trl, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 1981
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jan 2021)
Tax Bill	$1,862 (2023)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`241C 1 13`

Property Details

APN / Parcel Number

Primary APN	`241C 1 13`
Alternative APNs	`24127900` `21401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,411 sqft Living Area
Gross Area	2,419 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Deck Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	21401
Street Address	1157 COUGAR TRL
City	MONETA
State	VA
Zip	24121-5139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE NORTH LT 13
Legal Subdivision	VILLAGE NORTH
Legal Lot Number	13
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1013
Census Tract	30503

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16684 DANRIDGE MANOR DR, WOODBRIDGE, VA 22191-4586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Dec 27, 2006
Deed Document Number	210000181
Record Updated	Jun 7, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 5, 2021
Property Address	1157 COUGAR TRL, MONETA, VA 24121-5139
Document Number	210000181
Instrument Date	Dec 18, 2020
Instrument	210000181
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CENTURY TITLE COMPANY, CENTURY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16684 DANRIDGE MANOR DR, WOODBRIDGE, VA 22191-4586

Mortgage

Document Number	210000182
Date	Jan 5, 2021
Instrument	210000182

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,862.00 Additional exemption filed	$227,100	$454,200 Land $250,000 Building $204,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1992–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cougar Trl

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