1070 Cougar Trl, Moneta, VA 24121 Property Records

Bedford County property record for 1070 Cougar Trl, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,016 sqft · built 2004
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$233,750 (Nov 2014)
Tax Bill	$1,209 (2023)
Deeds & Mortgages	Jun 2023 Refinance Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`241C 1 21`

Property Details

APN / Parcel Number

Primary APN	`241C 1 21`
Alternative APNs	`24128700` `477768`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	3,360 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Porch	Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	477768
Street Address	1070 COUGAR TRL
City	MONETA
State	VA
Zip	24121-5140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE NORTH LT 21
Legal Subdivision	VILLAGE NORTH
Legal Lot Number	21
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1013
Census Tract	30503

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1070 COUGAR TRL, MONETA, VA 24121-5140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FILO MORTGAGE LLC
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2014 · Amount on Record
Deed Sale	Nov 25, 2014 · Amount on Record
Prior Sale	Sep 30, 2008
Deed Document Number	140009947
Record Updated	Jun 7, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1070 COUGAR TRL, MONETA, VA 24121-5140
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230004727
Date	Jun 13, 2023
Instrument	230004727

Lender

Name	FILO MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1070 COUGAR TRL, MONETA, VA 24121-5140
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	DOCUMENT PROCESSING SOLUTIONS, DOCUMENT PROCESSING SOL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180002586
Date	Mar 23, 2018
Instrument	180002586

Lender

Name	MAGNOLIA BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,209.00 Additional exemption filed	$147,450	$294,900 Land $50,000 Building $244,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1992–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cougar Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures