1057 Cougar Trl, Moneta, VA 24121 Property Records

Bedford County property record for 1057 Cougar Trl, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,563 sqft · built 1999
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$845,000 (Oct 2021)
Tax Bill	$3,382 (2023)
Deeds & Mortgages	Oct 2022 Transfer Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`241C 1 17`

Property Details

APN / Parcel Number

Primary APN	`241C 1 17`
Alternative APNs	`24128300` `350832`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,563 sqft Living Area
Gross Area	2,863 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.589 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	388 sqft
Deck Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	350832
Street Address	1057 COUGAR TRL
City	MONETA
State	VA
Zip	24121-5186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE NORTH LT 17
Legal Subdivision	VILLAGE NORTH
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1013
Census Tract	30503

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1057 COUGAR TRL, MONETA, VA 24121-5186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Intrafamily Transfer, Transfer
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Oct 29, 2021 · Amount on Record
Deed Document Number	0210015476
Last Transfer Date	Oct 18, 2022
Transfer Doc	0220011476
Record Updated	Jun 7, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Oct 18, 2022
Property Address	1057 COUGAR TRL, MONETA, VA 24121-5186
Document Number	0220011476
Instrument Date	Sep 27, 2022
Instrument	220011476
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 COUGAR TRL, MONETA, VA 24121-5186

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 29, 2021
Property Address	1057 COUGAR TRL, MONETA, VA 24121-5186
Document Number	0210015476
Instrument Date	Oct 5, 2021
Instrument	210015476
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 COUGAR TRL, MONETA, VA 24121-5186

Mortgage

Document Number	0210015477
Date	Oct 29, 2021
Instrument	210015477

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,382.00 Additional exemption filed	$412,450	$824,900 Land $400,000 Building $424,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1992–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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