1051 Cougar Trl, Moneta, VA 24121 Property Records

Bedford County property record for 1051 Cougar Trl, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,575 sqft · built 2002
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Trust Names on Record
Tax Bill	$4,542 (2026)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`241C 1 18`

Property Details

APN / Parcel Number

Primary APN	`241C 1 18`
Alternative APNs	`24128400` `368796`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,575 sqft Living Area
1st Floor Area	2,575 sqft
Basement Area	2,575 sqft
Unfinished Basement	2,575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Garage Area	981 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	343 sqft
Deck Area	698 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1051 COUGAR TRL
City	MONETA
State	VA
Zip	24121-5186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE NORTH LT 18
Legal Subdivision	VILLAGE NORTH
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1013
Census Tract	30503

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1051 COUGAR TRL, MONETA, VA 24121-5186
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance QUICKEN LOANS LLC
Mar 31, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 26, 2021
Transfer Doc	0000004888
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Mar 31, 2021
Property Address	1051 COUGAR TRL, MONETA, VA 24121-5186
Document Number	210004888
Instrument Date	Mar 26, 2021
Instrument	210004888
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 COUGAR TRL, MONETA, VA 24121-5186

Mortgage

Document Number	0210004889
Date	Mar 31, 2021
Instrument	210004889

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Mar 31, 2021
Property Address	1051 COUGAR TRL, MONETA, VA 24121-5186
Document Number	210004890
Instrument Date	Mar 26, 2021
Instrument	210004890
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 COUGAR TRL, MONETA, VA 24121-5186

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,542.00	$1,107,900 (-) Land $440,000 Building $667,900
2025	$4,542.00	$1,107,900 (+1%) Land $440,000 Building $667,900
2023	$4,542.00 Additional exemption filed	$553,950	$1,107,900 Land $440,000 Building $667,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1992–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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