Orange County property record for 11532 Waterstone Loop Dr, Windermere, FL 34786 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,169 sqft · built 2014 |
| Lot Size | 0.444 acres (19,360 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,575,000 (Oct 2021) |
| Tax Bill | $28,104 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-23-27-9009-00-310 |
| Primary APN | 24-23-27-9009-00-310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 4,169 sqft Living Area |
| Gross Area | 6,839 sqft |
| 1st Floor Area | 4,169 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 19,360 sqft (0.444 acres) |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 685 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11532 WATERSTONE LOOP DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERSTONE 74/131 LOT 31 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | WATERSTONE |
| Legal Tract | 9009 |
| Legal Lot Number | 31 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 17115 |
Source: Orange County records · APN 24-23-27-9009-00-310
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 11532 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5430 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on Record |
| Deed Sale | Oct 25, 2021 · Amount on Record |
| Prior Sale | Mar 09, 2015 · Amount on Record |
| Deed Document Number | 2021651576 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 25, 2021 |
| Property Address | 11532 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5430 |
| Document Number | 20210651576 |
| Map Reference | MB 74 PG 131-135 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 20210651576 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1875 YANKEE CLIPPER RUN, 1875, THE VILLAGES, FL 32162-3881 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1630 TOULON CT, SAN JOSE, CA 95138-2213 |
| Document Number | 20210651577 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 20210651577 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,777,722 (+2.7%) | $1,788,930 (-1.23%) Land $280,000 Building $1,508,930 | |
| 2025 | $28,104.00 (+3.19%) Homeowner's exemption | $1,730,985 (+5.99%) | $1,811,220 (+10.9%) Land $280,000 Building $1,531,220 |
| 2024 | $27,236.00 (+7.21%) | ||
| 2023 | $25,404.00 (+19.81%) Homeowner's exemption | $1,633,205 (+23.22%) Land $280,000 Building $1,353,205 | $1,633,205 (+23.22%) Land $280,000 Building $1,353,205 |
| 2022 | $21,204.00 | $1,325,408 Land $280,000 Building $1,045,408 | $1,325,408 Land $280,000 Building $1,045,408 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 61 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Wildfire Risk | Low above 6% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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