Orange County property record for 11520 Waterstone Loop Dr, Windermere, FL 34786 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 4,830 sqft · built 2013 |
| Lot Size | 0.444 acres (19,361 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,690,000 (Aug 2021) |
| Tax Bill | $25,736 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-23-27-9009-00-330 |
| Primary APN | 24-23-27-9009-00-330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 4,830 sqft Living Area |
| Gross Area | 6,989 sqft |
| 1st Floor Area | 3,830 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 19,361 sqft (0.444 acres) |
| Garage Type | Attached |
| Garage Area | 718 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 1,264 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11520 WATERSTONE LOOP DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERSTONE 74/131 LOT 33 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | WATERSTONE |
| Legal Tract | 9009 |
| Legal Lot Number | 33 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 17115 |
Source: Orange County records · APN 24-23-27-9009-00-330
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11520 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Aug 06, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 2021 · Amount on Record |
| Deed Sale | Aug 06, 2021 · Amount on Record |
| Prior Sale | Jun 08, 2012 · Amount on Record |
| Deed Document Number | 2021481185 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11520 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5430 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11520 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5430 |
| Document Number | 0000740223 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 20250740223 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Dec 29, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 06, 2021 |
| Property Address | 11520 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5430 |
| Document Number | 0000481185 |
| Map Reference | MB 74 PG 131-135 |
| Instrument Date | Aug 02, 2021 |
| Instrument | 20210481185 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11527 WATERSTONE LOOP DR, 11527, WINDERMERE, FL 34786-5431 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11520 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5430 |
| Document Number | 0000481186 |
|---|---|
| Date | Aug 06, 2021 |
| Instrument | 20210481186 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,629,325 (+2.7%) | $1,982,410 (-1.25%) Land $280,000 Building $1,702,410 | |
| 2025 | $25,736.00 (+3.22%) Homeowner's exemption | $1,586,490 (+5.99%) | $2,007,530 (+11.2%) Land $280,000 Building $1,727,530 |
| 2024 | $24,933.00 (+7.22%) | ||
| 2023 | $23,255.00 (+2.92%) Homeowner's exemption | $1,496,872 (+3%) | $1,805,365 (+24.23%) Land $280,000 Building $1,525,365 |
| 2022 | $22,596.00 Homeowner's exemption | $1,453,274 Land $280,000 Building $1,173,274 | $1,453,274 Land $280,000 Building $1,173,274 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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