Orange County property record for 11515 Waterstone Loop Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 6,441 sqft · built 2016 |
| Lot Size | 1.98 acres (86,348 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,343,800 (Aug 2014) |
| Tax Bill | $44,516 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-23-27-9009-00-100 |
| Primary APN | 24-23-27-9009-00-100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Stories | 2 Stories |
| Building Area | 6,441 sqft Living Area |
| Gross Area | 10,648 sqft |
| 1st Floor Area | 4,931 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 86,348 sqft (1.98 acres) |
| Garage Type | Attached |
| Garage Area | 1,593 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,871 sqft |
| Water Feature | Water Feature |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11515 WATERSTONE LOOP DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WATERSTONE 74/131 LOT 10 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | WATERSTONE |
| Legal Tract | 9009 |
| Legal Lot Number | 10 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17115 |
Source: Orange County assessment roll, APN 24-23-27-9009-00-100, as of April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11515 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 14, 2020 | Deed of Trust, Mortgage WELLS FARGO BK |
| Jun 15, 2018 | Deed of Trust, Mortgage · Line of Credit FLORIDA CMNTY BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2014 · Amount on Record |
| Deed Sale | Aug 20, 2014 · Amount on Record |
| Deed Document Number | 2014424352 |
| Deed Book / Page | 10793 / 4422 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11515 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5431 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Title Company | THE CLOSING TABLE, THE CLOSING AGENCT |
| Name | Verified Name |
|---|---|
| Address | 11515 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5431 |
| Document Number | 0000155560 |
|---|---|
| Date | Mar 08, 2022 |
| Instrument | 20220155560 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11515 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5431 |
| Document Number | 0000388431 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2020 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11515 WATERSTONE LOOP DR WINDERMERE FL 347865431, WINDERMERE, FL 34786-5431 |
| Document Number | 0000388431 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 388431 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11515 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5431 |
| Document Number | 0000371050 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11515 WATERSTONE LOOP DR WINDERMERE FL 347865431, WINDERMERE, FL 34786-5431 |
| Document Number | 0000371050 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 371050 |
| Name | FLORIDA CMNTY BK NA |
|---|---|
| Address | NAPLES, FL 34103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County assessment roll as of April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,806,166 (+2.7%) | $3,109,260 (-0.89%) Land $1,300,000 Building $1,809,260 | |
| 2025 | $44,516.00 (+3.04%) Homeowner's exemption | $2,732,391 (+5.99%) | $3,137,040 (+7.03%) Land $1,300,000 Building $1,837,040 |
| 2024 | $43,201.00 (+7.21%) | ||
| 2023 | $40,296.00 (+2.84%) Homeowner's exemption | $2,578,044 (+3%) | $2,930,876 (+13.28%) Land $1,300,000 Building $1,630,876 |
| 2022 | $39,184.00 Homeowner's exemption | $2,502,955 | $2,587,342 Land $1,200,000 Building $1,387,342 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171152, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 119 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Lumen Technologies.
Source: EPA Safe Drinking Water Information System, water system FL3484119, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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