11545 Waterstone Loop Dr, Windermere, FL 34786 Property Records

Orange County property record for 11545 Waterstone Loop Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 7,594 sqft · built 2015
Lot Size1.57 acres (68,687 sqft)
Owner2 Individual Names on File
Last Sale$2,150,000 (Apr 2019)
Tax Bill$33,414 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jun 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-23-27-9009-00-150

Property Details

APN / Parcel Number

Primary APN24-23-27-9009-00-150
Alternative APNs
  • 272324900900150
  • 146653
  • 147822
  • 149942

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area7,594 sqft Living Area
Gross Area10,611 sqft
1st Floor Area3,842 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area68,687 sqft (1.57 acres)
Garage TypeAttached
Garage Area1,367 sqft
Parking Spaces6 Parking Spaces
PorchSlab
Porch Area1,078 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address11545 WATERSTONE LOOP DR
CityWINDERMERE
StateFL
Zip34786-5431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERSTONE 74/131 LOT 15
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionWATERSTONE
Legal Tract9009
Legal Lot Number15
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2001
Census Tract17115

Owner

Source: Orange County records · APN 24-23-27-9009-00-150

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11545 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
A&D MORTGAGE LLC
Jun 06, 2023Deed of Trust, Mortgage · Conventional Mortgage
5TH STREET CAPITAL INC
Apr 02, 2019Warranty Deed, Transfer
SPROUT MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2019 · Amount on Record
Deed SaleApr 02, 2019 · Amount on Record
Prior SaleDec 11, 2013 · Amount on Record
Deed Document Number2019197689
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address11545 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5431
Transaction TypeMortgage
Record UpdatedFeb 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address11545 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5431

Mortgage

Document Number0000061717
DateFeb 02, 2026
Instrument20260061717
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33309
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address11545 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5431
Transaction TypeMortgage
Record UpdatedJun 21, 2023
Title CompanyMAGNOLIA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11545 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5431

Mortgage

Document Number0000316239
DateJun 06, 2023
Instrument20230316239
Lender
Name5TH STREET CAPITAL INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 02, 2019
Property Address11545 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5431
Document Number0000197689
Instrument DateMar 31, 2019
Instrument197689
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$15,050.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11545 WATERSTONE LOOP DR WINDERMERE FL 347865431, WINDERMERE, FL 34786-5431

Mortgage

Document Number197733
DateApr 02, 2019
Instrument197733
Lender
NameSPROUT MTG
Address4600 FULLER DR # 300, IRVING, TX 75038-6554
Agreement
AmountAmount Recorded
Term360 Months
DueApr 01, 2049
Interest
Rate TypeAdjustable Rate
Rate6.23%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,110,497 (+2.7%)$2,567,470 (-1.15%) Land $650,000 Building $1,917,470
2025$33,414.00 (+3.12%) Homeowner's exemption$2,055,012 (+5.99%)$2,597,240 (+9.61%) Land $650,000 Building $1,947,240
2024$32,402.00 (+7.21%)
2023$30,222.00 (+2.87%) Homeowner's exemption$1,938,928 (+3%)$2,369,595 (+18.41%) Land $650,000 Building $1,719,595
2022$29,378.00 Homeowner's exemption$1,882,454$2,001,161 Land $550,000 Building $1,451,161

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 6% of the US · above 5% of Florida
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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