11516 River Dr E, Carmel, IN 46033 Property Records

Hamilton County property record for 11516 River Dr E, Carmel, IN 46033 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,990 sqft · built 1963
Lot Size0.819 acres (35,719 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Jun 2022)
Tax Bill$2,439 (2024)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jan 2021 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APN29-14-03-102-001.000-018

Property Details

APN / Parcel Number

Primary APN29-14-03-102-001.000-018
Alternative APN
  • 1714030102001000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,990 sqft Living Area
1st Floor Area1,990 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2016
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area35,719 sqft (0.819 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area650 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed
Shed Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1714030102001000
Street Address11516 RIVER DR E
CityCARMEL
StateIN
Zip46033-9316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 3, TOWNSHIP 17, RANGE 4, NORTHERN WOODS BEACH, LOT 41, 42, 43, 44 & 46, IRREGULAR SHAPE
Legal Range04
Legal Township17
Legal Section03
Legal SubdivisionNORTHERN WOODS BEACH
Legal Lot Number41 42
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1002
Census Tract111101

Owner

Source: Hamilton County records · APN 29-14-03-102-001.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address11516 RIVER DR E, CARMEL, IN 46033-9316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 06, 2022Warranty Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Jan 28, 2021Warranty Deed, Transfer · Construction Mortgage
MNM OCEAN INVESTMENTS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2022 · Amount on Record
Deed SaleJun 06, 2022 · Amount on Record
Prior SaleJan 28, 2021
Deed Document Number2022028067
Record UpdatedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJun 06, 2022
Property Address11516 RIVER DR E, CARMEL, IN 46033-9316
Document Number0000028067
Map ReferenceDD 112 PG 29
Instrument DateJun 01, 2022
Instrument2022028067
Transaction TypeTransfer
Record UpdatedMay 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address11516 RIVER DR E, CARMEL, IN 46033-9316

Mortgage

Document Number0000028068
DateJun 06, 2022
Instrument2022028068
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJan 28, 2021
Property Address11516 RIVER DR E, CARMEL, IN 46033-9316
Document Number0000007006
Instrument DateJan 22, 2021
Instrument7006
Transaction TypeTransfer
Record UpdatedApr 19, 2021
Title CompanyCENTURION LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7640 CEDARWOOD CIR BOCA RATON FL 334344249, BOCA RATON, FL 33434-4249

Mortgage

Document Number7007
DateJan 28, 2021
Instrument7007
Lender
NameMNM OCEAN INVESTMENTS LLC
Address1333 S OCEAN BLVD # 132, POMPANO BEACH, FL 33062-6915
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 27, 2022

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$279,600 (+14.87%) Land $57,600 Building $222,000$279,600 (+14.87%) Land $57,600 Building $222,000
2024$2,439.00 (+2.22%)$243,400 (-0.77%) Land $57,600 Building $185,800$243,400 (-0.77%) Land $57,600 Building $185,800
2023$2,386.00 (+123.62%)$245,300 (+90.75%) Land $57,600 Building $187,700$245,300 (+90.75%) Land $57,600 Building $187,700
2022$1,067.00$128,600 Land $15,900 Building $112,700$128,600 Land $15,900 Building $112,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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