11511 River Dr E, Carmel, IN 46033 Property Records

Hamilton County property record for 11511 River Dr E, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,080 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$308,800 (Dec 2020)
Tax Bill	$2,105 (2024)
Deeds & Mortgages	Mar 2023 Transfer Dec 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-14-03-102-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-03-102-007.000-018`
Alternative APN	`1714030102007000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,080 sqft Living Area
Gross Area	3,752 sqft
1st Floor Area	3,080 sqft
2nd Floor Area	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	115 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11511 RIVER DR E
City	CARMEL
State	IN
Zip	46033-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 3, TOWNSHIP 17, RANGE 4, NORTHERN WOODS BEACH, LOT PT 9 & PT 8
Legal Range	04
Legal Township	17
Legal Section	03
Legal Subdivision	NORTHERN WOODS BEACH
Legal Lot Number	9
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	111101

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11511 RIVER DR E, CARMEL, IN 46033-9621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Intrafamily Transfer, Transfer
Dec 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Oct 22, 2014 · Amount on Record
Deed Document Number	202090695
Last Transfer Date	Mar 9, 2023
Transfer Doc	0000011238
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Mar 31, 2023
Property Address	11511 RIVER DR E, CARMEL, IN 46033-9621
Document Number	0000011238
Map Reference	PL 112 PG 29
Instrument Date	Mar 9, 2023
Instrument	2023011238
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11511 RIVER DR E, CARMEL, IN 46033-9621

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Dec 10, 2020
Property Address	11511 RIVER DR E, CARMEL, IN 46033-9621
Document Number	2020090695
Map Reference	DD 112 PG 29
Instrument Date	Nov 16, 2020
Instrument	2020090695
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11511 RIVER DR E, CARMEL, IN 46033-9621

Mortgage

Document Number	2020090696
Date	Dec 10, 2020
Instrument	2020090696

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,800 (+18.1%) Land $26,600 Building $229,200	$255,800 (+18.1%) Land $26,600 Building $229,200
2024	$2,105.00 (+0.38%)	$216,600 (-2.17%) Land $26,600 Building $190,000	$216,600 (-2.17%) Land $26,600 Building $190,000
2023	$2,097.00 (+0.67%)	$221,400 (+8.21%) Land $26,600 Building $194,800	$221,400 (+8.21%) Land $26,600 Building $194,800
2022	$2,083.00	$204,600 Land $12,300 Building $192,300	$204,600 Land $12,300 Building $192,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1980–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 5 claims Severe Storms, Tornadoes, And Flooding, Jul 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Also Mapped Here	CITIZENS WATER - INDIANAPOLIS
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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