11423 River Dr E, Carmel, IN 46033 Property Records

Hamilton County property record for 11423 River Dr E, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,374 sqft · built 1940
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Tax Bill$993 (2024)
Flood ZoneZone AE (high risk)
APN29-14-03-102-012.000-018

Property Details

APN / Parcel Number

Primary APN29-14-03-102-012.000-018
Alternative APN
  • 1714030102012000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,374 sqft Living Area
1st Floor Area1,374 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1980
Architectural StyleOther
Foundation TypeRaised
Roof MaterialMetal
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions111 ft deep x 53 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1714030102012000
Street Address11423 RIVER DR E
CityCARMEL
StateIN
Zip46033-9469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 3, TOWNSHIP 17, RANGE 4, NORTHERN WOODS BEACH, LOT 14 & 15, IRREGULAR SHAPE
Legal Range04
Legal Township17
Legal Section03
Legal SubdivisionNORTHERN WOODS BEACH
Legal Lot Number14,15
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1001
Census Tract111101

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11423 RIVER DR E, CARMEL, IN 46033-9469
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$146,400 (+16.47%) Land $28,100 Building $118,300$146,400 (+16.47%) Land $28,100 Building $118,300
2024$993.00 (+5.75%)$125,700 (-) Land $28,100 Building $97,600$125,700 (-) Land $28,100 Building $97,600
2023$939.00 (-8.39%)$125,700 (+3.63%) Land $28,100 Building $97,600$125,700 (+3.63%) Land $28,100 Building $97,600
2022$1,025.00$121,300 Land $24,800 Building $96,500$121,300 Land $24,800 Building $96,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1980–2026)
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, Jul 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Also Mapped HereCITIZENS WATER - INDIANAPOLIS
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on River Dr E

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