11503 River Dr E, Carmel, IN 46033 Property Records

Hamilton County property record for 11503 River Dr E, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,580 sqft · built 1940
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Tax Bill	$2,950 (2024)
Deeds & Mortgages	Apr 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`29-14-03-102-010.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-03-102-010.000-018`
Alternative APN	`1714030102010000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	113 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11503 RIVER DR E
City	CARMEL
State	IN
Zip	46033-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 3, TOWNSHIP 17, RANGE 4, NORTHERN WOODS BEACH, LOT 12 & 13, IRREGULAR SHAPE
Legal Range	04
Legal Township	17
Legal Section	03
Legal Subdivision	NORTHERN WOODS BEACH
Legal Lot Number	12,13
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	111101

Owner

Source: Hamilton County records · APN 29-14-03-102-010.000-018

Assessment roll updated March 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10402 RUCKLE ST, CARMEL, IN 46280-1394
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2023
Deed Sale	Apr 06, 2023
Prior Sale	Oct 18, 2011
Deed Document Number	202311995
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Apr 06, 2023
Property Address	11503 RIVER DR E, CARMEL, IN 46033-9621
Document Number	0000011995
Map Reference	MB 112 PG 29
Instrument Date	Mar 24, 2023
Instrument	2023011995
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10402 RUCKLE ST, CARMEL, IN 46280-1394

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,000 (+17.13%) Land $26,300 Building $146,700	$173,000 (+17.13%) Land $26,300 Building $146,700
2024	$2,950.00 (-1.83%)	$147,700 (-0.94%) Land $26,300 Building $121,400	$147,700 (-0.94%) Land $26,300 Building $121,400
2023	$3,005.00 (+2.18%)	$149,100 (+4.56%) Land $26,300 Building $122,800	$149,100 (+4.56%) Land $26,300 Building $122,800
2022	$2,941.00	$142,600 Land $23,900 Building $118,700	$142,600 Land $23,900 Building $118,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1980–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 5 claims Severe Storms, Tornadoes, And Flooding, Jul 2003 · 3 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

Based on FCC filings for 56 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Also Mapped Here	CITIZENS WATER - INDIANAPOLIS
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.