Cook County property record for 1151 Willoby Ln, Elgin, IL 60120 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,918 sqft · built 1988 |
| Lot Size | 0.179 acres (7,776 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,000 (May 2019) |
| Tax Bill | $9,499 (2023) |
| Deeds & Mortgages | Jul 2023 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-209-015 |
| Primary APN | 06-07-209-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,918 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,776 sqft (0.179 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1151 WILLOBY LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (COBBLERS) (CROSSING) (UNIT1) BNG A SUB OF PT OF SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | COBBLERS CROSSING UNIT1 |
| Legal Lot Number | 39 |
| Legal Unit | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 804403 |
Source: Cook County records · APN 06-07-209-015
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1151 WILLOBY LN, ELGIN, IL 60120-4938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| May 14, 2019 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2019 · Amount on Record |
| Deed Sale | May 14, 2019 · Amount on Record |
| Prior Sale | Aug 06, 2014 · Amount on Record |
| Deed Document Number | 201916045 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1151 WILLOBY LN, ELGIN, IL 60120-4938 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1151 WILLOBY LN, ELGIN, IL 60120-4938 |
| Document Number | 0019206315 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2319206315 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Jun 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 14, 2019 |
| Property Address | 1151 WILLOBY LN, ELGIN, IL 60120-4938 |
| Document Number | 1913416045 |
| Instrument Date | May 01, 2019 |
| Instrument | 13416045 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $329.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1151 WILLOBY LN ELGIN IL 601204938, ELGIN, IL 60120-4938 |
| Document Number | 1913416046 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 13416046 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOMBARD, IL 60148 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,000 (+39.4%) Land $6,221 Building $39,779 | $460,000 (+39.4%) Land $62,210 Building $397,790 | |
| 2023 | $9,499.00 (+2.9%) | ||
| 2022 | $9,231.00 | $32,999 Land $5,443 Building $27,556 | $329,990 Land $54,430 Building $275,560 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 495 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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