1140 Willoby Ln, Elgin, IL 60120 Property Records

Cook County property record for 1140 Willoby Ln, Elgin, IL 60120 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1989
Square Footage2,421 sqft Living Area
Lot Size8,325 sqft (0.191 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2025)
Tax Bill$7,969.00 (2023)

Property Details

APN / Parcel Number

Primary APN06-07-210-007
Alternative APN
  • 06-07-210-007-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,421 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1989
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area8,325 sqft (0.191 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1140 WILLOBY LN
CityELGIN
StateIL
Zip60120-4925
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description(COBBLERS) (CROSSING) (UNIT1) BNG A SUB OF PT OF SEC 07-41-09
Legal Range09E
Legal Township41N
Legal Section07
Legal SubdivisionCOBBLERS CROSSING UNIT1
Legal Lot Number7
Legal Unit1
JurisdictionCOOK IL
Minor Civil DivisionHANOVER
Census Blockgroup4
Census Block4007
Census Tract804403

Owner

Source: Cook County records · APN 06-07-210-007

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1140 WILLOBY LN, ELGIN, IL 60120-4925
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Sep 24, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Sep 11, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleSep 11, 2018 · Amount on Record
Deed Doc Number20257036
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1140 WILLOBY LN, ELGIN, IL 60120-4925
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014039207
DateMay 20, 2021
Instrument2114039207
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 24, 2025
Property Address1140 WILLOBY LN, ELGIN, IL 60120-4925
Document Number0026707036
Instrument DateAug 26, 2025
Instrument2526707036
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$475.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1140 WILLOBY LN, ELGIN, IL 60120-4925

Mortgage

Document Number0026707037
DateSep 24, 2025
Instrument2526707037
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055
Interest
Rate TypeFixed Rate
Rate6.99%

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateSep 11, 2018
Property Address1140 WILLOBY LN, ELGIN, IL 60120-4925
Document Number1825406144
Instrument DateAug 14, 2018
Instrument25406144
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyLANDTRUST NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3427 GIDDINGS AVE SE GRAND RAPIDS MI 495082547, GRAND RAPIDS, MI 49508-2547

Mortgage

Document Number1825406145
DateSep 11, 2018
Instrument25406145
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 10, 2048

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$43,000 (+38.71%) Land $6,660 Building $36,340$430,000 (+38.71%) Land $66,600 Building $363,400
2023$7,969.00 (+3.31%) Homeowner's exemption$30,999 (-) Land $5,827 Building $25,172$309,990 (-) Land $58,270 Building $251,720
2022$7,714.00 Homeowner's exemption$30,999 Land $5,827 Building $25,172$309,990 Land $58,270 Building $251,720

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