Cook County property record for 1148 Willoby Ln, Elgin, IL 60120 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,299 sqft Living Area |
| Lot Size | 8,325 sqft (0.191 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $281,000 (2018) |
| Tax Bill | $7,314.00 (2023) |
| Primary APN | 06-07-210-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,299 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,325 sqft (0.191 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Water Source | Commercial Water Source |
| Street Address | 1148 WILLOBY LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4925 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART S07 T41N R09E 3P |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | COBBLERS CROSSING UNIT 01 |
| Legal Lot Number | 22 |
| Jurisdiction | COOK IL |
| Minor Civil Division | HANOVER |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 804403 |
Source: Cook County records · APN 06-07-210-008
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1148 WILLOBY LN, ELGIN, IL 60120-4925 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 08, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage THE ANDERSON FINANCIAL GROUP INC |
| Sep 21, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage ANDERSON FIN'L |
| Jun 04, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage ANDERSON FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2018 · Amount on Record |
| Deed Sale | Jun 04, 2018 · Amount on Record |
| Deed Doc Number | 201829508 |
| Prior Transfer Date | Oct 12, 1994 |
| Prior Transfer Doc | 0000000629 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1148 WILLOBY LN, ELGIN, IL 60120-4925 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1148 WILLOBY LN, ELGIN, IL 60120-4925 |
| Document Number | 0033522089 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2533522089 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1148 WILLOBY LN, ELGIN, IL 60120-4925 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0018928015 |
|---|---|
| Date | Jul 08, 2021 |
| Instrument | 2118928015 |
| Name | THE ANDERSON FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60614 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1148 WILLOBY LN, ELGIN, IL 60120-4925 |
| Document Number | 1927046250 |
| Instrument Date | Sep 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1148 WILLOBY LN ELGIN IL 601204925, ELGIN, IL 60120-4925 |
| Document Number | 1927046250 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 27046250 |
| Name | ANDERSON FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60614 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 04, 2018 |
| Property Address | 1148 WILLOBY LN, ELGIN, IL 60120-4925 |
| Document Number | 1815529508 |
| Instrument Date | May 25, 2018 |
| Instrument | 15529508 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1148 WILLOBY LN ELGIN IL 601204925, ELGIN, IL 60120-4925 |
| Document Number | 1815529509 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 15529509 |
| Name | ANDERSON FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60614 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 03, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,232 (+40.06%) Land $6,660 Building $33,572 | $402,320 (+40.06%) Land $66,600 Building $335,720 | |
| 2023 | $7,314.00 (+3.33%) | ||
| 2022 | $7,078.00 | $28,725 Land $5,827 Building $22,898 | $287,250 Land $58,270 Building $228,980 |
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