1145 Willoby Ln, Elgin, IL 60120 Property Records

Cook County property record for 1145 Willoby Ln, Elgin, IL 60120 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1989
Square Footage	2,176 sqft Living Area
Lot Size	8,100 sqft (0.186 acres)
Occupancy	Owner Occupied
Last Sale	$272,500 (2009)
Tax Bill	$6,615.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`06-07-209-016`
Alternative APN	`06-07-209-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,176 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	8,100 sqft (0.186 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1145 WILLOBY LN
City	ELGIN
State	IL
Zip	60120-4938
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COBBLERS CROSSING SUB LOT 40
Legal Range	9E
Legal Township	41N
Legal Section	07
Legal Subdivision	COBBLERS CROSSING UNIT1 BNG A SUB
Legal Lot Number	40
Jurisdiction	COOK IL
Minor Civil Division	HANOVER
Census Blockgroup	4
Census Block	4018
Census Tract	804403

Owner

Source: Cook County records · APN 06-07-209-016

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1145 WILLOBY LN, ELGIN, IL 60120-4938
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2009 · Amount on Record
Deed Sale	Sep 21, 2009 · Amount on Record
Prior Sale	Aug 06, 1999 · Amount on Record
Deed Doc Number	200912006
Record Refreshed	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1145 WILLOBY LN, ELGIN, IL 60120-4938
Document Number	1915157109
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1146 WILLOBY LN ELGIN IL 60120, ELGIN, IL 60120

Mortgage

Document Number	1915157109
Date	Jun 03, 2019
Instrument	15157109

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 02, 2039

Interest

Rate Type	Fixed Rate
Rate	11.4%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,000 (+4%) Land $6,480 Building $35,520	$420,000 (+4%) Land $64,800 Building $355,200
2023	$6,615.00 (-11.03%)
2022	$7,435.00 Homeowner's exemption	$30,000 Land $5,670 Building $24,330	$300,000 Land $56,700 Building $243,300