1151 Towergate Cir, Lake Wales, FL 33853 Property Records

Polk County property record for 1151 Towergate Cir, Lake Wales, FL 33853

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,145 sqft · built 2018
Lot Size	0.303 acres (13,207 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jun 2023)
Tax Bill	$3,261 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-36-880211-000120`

Property Details

APN / Parcel Number

Primary APN	`27-29-36-880211-000120`
Alternative APNs	`362927880211000120` `62927000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,145 sqft Living Area
Gross Area	2,545 sqft
1st Floor Area	2,145 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	13,207 sqft (0.303 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	297 sqft

Location & Zoning

Street Address	1151 TOWERGATE CIR
City	LAKE WALES
State	FL
Zip	33853-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWERGATE ESTATES PB 147 PG 31 LOT 12
Legal Range	27E
Legal Township	29S
Legal Section	36
Legal Subdivision	TOWERGATE ESTATES
Legal Tract	880211
Legal Block	2
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	2
Census Block	2035
Census Tract	14303

Owner

1151 Towergate Cir is owned and occupied by two individuals who bought it in June 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1151 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 11, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Jun 11, 2018 · Amount on File
Deed Document Number	2023139638
Deed Book / Page	12728 / 1992
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 14, 2023
Property Address	1151 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Document Number	0000139638
Book / Page	12728 / 1992
Map Reference	MB 147 PG 31
Instrument Date	Jun 9, 2023
Instrument	2023139638
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	TITLE SOLUTIONS/NAPLE, TITLE SOLUTIONS GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 STATE ROAD 60 W, LAKE WALES, FL 33853-4409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1151 TOWERGATE CIR, LAKE WALES, FL 33853-2606

Mortgage

Document Number	0127281994
Date	Jun 14, 2023
Instrument	12728/1994

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jun 11, 2018
Property Address	1151 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Document Number	0105120660
Book / Page	010512 / 000660
Instrument Date	Jun 8, 2018
Instrument	123547
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 2, 2018
Title Company	ALTA TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,646.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1151 TOWERGATE CIR LAKE WALES FL 338532606, LAKE WALES, FL 33853-2606

Mortgage

Document Number	105120665
Date	Jun 11, 2018
Book Page	010512/000665
Instrument	123549

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1151 Towergate Cir was $3,261 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lake Wales City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,346 (+2.7%)	$273,204 (-6.75%) Land $33,000 Building $240,204
2025	$3,261.00	$205,790	$292,977 Land $33,000 Building $259,977
2023	$3,135.00 (+6.67%)	$196,968 (+3%)	$293,964 (+6.82%) Land $32,000 Building $261,964
2022	$2,939.00 Homeowner's exemption	$191,231	$275,199 Land $27,000 Building $248,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1151 Towergate Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1151 Towergate Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE WALES serves 18,722 people · EPA ID FL6532234
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Towergate Cir

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