Polk County property record for 1143 Towergate Cir, Lake Wales, FL 33853
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,733 sqft · built 2017 |
| Lot Size | 0.526 acres (22,895 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jun 2025) |
| Tax Bill | $2,592 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-36-880211-000100 |
| Primary APN | 27-29-36-880211-000100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,733 sqft Living Area |
| Gross Area | 2,174 sqft |
| 1st Floor Area | 1,733 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 22,895 sqft (0.526 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 200 sqft |
| Street Address | 1143 TOWERGATE CIR |
|---|---|
| City | LAKE WALES |
| State | FL |
| Zip | 33853-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWERGATE ESTATES PB 147 PG 31 LOT 10 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 36 |
| Legal Subdivision | TOWERGATE ESTATES |
| Legal Tract | 880211 |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 14303 |
1143 Towergate Cir is owned and occupied by two individuals who bought it in June 2025.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 N VERONA AVE, AVON PARK, FL 33825-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 15, 2020 | Loan Modification, Mortgage · FHA Mortgage FBC MTG |
| Apr 30, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage FBC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2025 · Amount on File |
| Deed Sale | Jun 9, 2025 · Amount on File |
| Prior Sale | Apr 30, 2018 · Amount on File |
| Deed Document Number | 2025133213 |
| Deed Book / Page | 13577 / 344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1143 TOWERGATE CIR, LAKE WALES, FL 33853-2606 |
| Document Number | 0112251790 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1143 TOWERGATE CIR LAKE WALES FL 338532606, LAKE WALES, FL 33853-2606 |
| Document Number | 0112251790 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 011225/001790 |
| Instrument | 91423 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1143 TOWERGATE CIR, LAKE WALES, FL 33853-2606 |
| Document Number | 0112461267 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1143 TOWERGATE CIR LAKE WALES FL 338532606, LAKE WALES, FL 33853-2606 |
| Document Number | 0112461267 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 011246/001267 |
| Instrument | 105968 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | EWING, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 30, 2018 |
| Property Address | 1143 TOWERGATE CIR, LAKE WALES, FL 33853-2606 |
| Document Number | 0104691104 |
| Book / Page | 010469 / 001104 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 91814 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,496.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1143 TOWERGATE CIR LAKE WALES FL 338532606, LAKE WALES, FL 33853-2606 |
| Document Number | 104691109 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 010469/001109 |
| Instrument | 91816 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2048 |
The 2025 property tax bill for 1143 Towergate Cir was $2,592 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lake Wales City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,840 (+9.39%) | $230,368 (-3.95%) Land $33,000 Building $197,368 | |
| 2025 | $2,592.00 | $172,623 | $239,844 Land $33,000 Building $206,844 |
| 2023 | $2,473.00 (+6.78%) Homeowner's exemption | $162,872 (+3%) | $240,296 (+7.59%) Land $32,000 Building $208,296 |
| 2022 | $2,316.00 Homeowner's exemption | $158,128 | $223,351 Land $27,000 Building $196,351 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1143 Towergate Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1143 Towergate Cir is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE WALES serves 18,722 people · EPA ID FL6532234 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
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