Polk County property record for 1148 Towergate Cir, Lake Wales, FL 33853
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,302 sqft · built 2018 |
| Lot Size | 0.36 acres (15,695 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,900 (Jun 2018) |
| Tax Bill | $4,312 (2025) |
| Deeds & Mortgages | Feb 2023 Sale Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-36-880211-000180 |
| Primary APN | 27-29-36-880211-000180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,302 sqft Living Area |
| Gross Area | 2,774 sqft |
| 1st Floor Area | 2,302 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 15,695 sqft (0.36 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Pool Type | Enclosed Pool |
| Porch | Unfinished Open Porch |
| Porch Area | 357 sqft |
| Street Address | 1148 TOWERGATE CIR |
|---|---|
| City | LAKE WALES |
| State | FL |
| Zip | 33853-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWERGATE ESTATES PB 147 PG 31 LOT 18 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 36 |
| Legal Subdivision | TOWERGATE ESTATES |
| Legal Tract | 880211 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 14303 |
1148 Towergate Cir is owned and occupied by two individuals who bought it in June 2018.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1148 TOWERGATE CIR, LAKE WALES, FL 33853-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2023 | Warranty Deed, Transfer SMART TITLE II LLC |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Jun 14, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2018 · Amount on File |
| Deed Sale | Jun 14, 2018 · Amount on File |
| Prior Sale | Aug 1, 2016 · Amount on File |
| Deed Document Number | 2018127390 |
| Deed Book / Page | 10517 / 1046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 28, 2023 |
| Property Address | 1148 TOWERGATE CIR, LAKE WALES, FL 33853-2605 |
| Document Number | 0000046093 |
| Book / Page | 12595 / 2032 |
| Map Reference | MB 147 PG 31 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023046093 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | SMART TITLE II LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2474 NW 77TH BLVD # BLVD2002, BLVD2002, GAINESVILLE, FL 32606-8702 |
| Name | Verified Name |
|---|---|
| Address | 1152 TOWERGATE CIR, LAKE WALES, FL 33853-2605 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1148 TOWERGATE CIR, LAKE WALES, FL 33853-2605 |
| Document Number | 0111882181 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1148 TOWERGATE CIR LAKE WALES FL 338532605, LAKE WALES, FL 33853-2605 |
| Document Number | 0111882181 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 011188/002181 |
| Instrument | 67962 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 14, 2018 |
| Property Address | 1148 TOWERGATE CIR, LAKE WALES, FL 33853-2605 |
| Document Number | 0105171046 |
| Book / Page | 010517 / 001046 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 127390 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,679.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1148 TOWERGATE CIR LAKE WALES FL 338532605, LAKE WALES, FL 33853-2605 |
| Document Number | 105171048 |
|---|---|
| Date | Jun 14, 2018 |
| Book Page | 010517/001048 |
| Instrument | 127391 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2048 |
The 2025 property tax bill for 1148 Towergate Cir was $4,312 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lake Wales City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,898 (+2.7%) | $349,186 (+1.27%) Land $33,000 Building $316,186 | |
| 2025 | $4,312.00 Homeowner's exemption | $257,934 | $344,815 Land $33,000 Building $311,815 |
| 2023 | $4,036.00 (+6.63%) Homeowner's exemption | $243,364 (+3%) | $345,142 (+6.35%) Land $32,000 Building $313,142 |
| 2022 | $3,785.00 Homeowner's exemption | $236,276 | $324,540 Land $27,000 Building $297,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1148 Towergate Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1148 Towergate Cir is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE WALES serves 18,722 people · EPA ID FL6532234 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures