1147 Towergate Cir, Lake Wales, FL 33853 Property Records

Polk County property record for 1147 Towergate Cir, Lake Wales, FL 33853

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,446 sqft · built 2018
Lot Size	0.355 acres (15,455 sqft)
Owner	2 Individual Names on File
Last Sale	$236,500 (Apr 2018)
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-36-880211-000110`

Property Details

APN / Parcel Number

Primary APN	`27-29-36-880211-000110`
Alternative APNs	`362927880211000110` `62927000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,446 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	2,446 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	15,455 sqft (0.355 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	450 sqft
Porch	Unfinished Open Porch
Porch Area	214 sqft

Location & Zoning

Street Address	1147 TOWERGATE CIR
City	LAKE WALES
State	FL
Zip	33853-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWERGATE ESTATES PB 147 PG 31 LOT 11
Legal Range	27E
Legal Township	29S
Legal Section	36
Legal Subdivision	TOWERGATE ESTATES
Legal Tract	880211
Legal Block	2
Legal Lot Number	11
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	2
Census Block	2035
Census Tract	14303

Owner

1147 Towergate Cir is owned and occupied by two individuals who bought it in April 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1147 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 4, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2018 · Amount on File
Deed Sale	Apr 4, 2018 · Amount on File
Prior Sale	Aug 1, 2016 · Amount on File
Deed Document Number	201871827
Deed Book / Page	10443 / 2283
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1147 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 TOWERGATE CIR, LAKE WALES, FL 33853-2606

Mortgage

Document Number	0000300338
Date	Nov 17, 2021
Book Page	11986/2235
Instrument	2021300338

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Apr 4, 2018
Property Address	1147 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Document Number	0104432283
Book / Page	010443 / 002283
Instrument Date	Apr 3, 2018
Instrument	71827
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,655.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1147 TOWERGATE CIR LAKE WALES FL 338532606, LAKE WALES, FL 33853-2606

Mortgage

Document Number	104432288
Date	Apr 4, 2018
Book Page	010443/002288
Instrument	71829

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1147 Towergate Cir was $3,462 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lake Wales City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,604 (+2.7%)	$282,643 (-6.8%) Land $33,000 Building $249,643
2025	$3,462.00 Homeowner's exemption	$215,778	$303,277 Land $33,000 Building $270,277
2023	$3,263.00 (+6.67%) Homeowner's exemption	$203,589 (+3%)	$304,519 (+6.42%) Land $32,000 Building $272,519
2022	$3,059.00 Homeowner's exemption	$197,659	$286,155 Land $27,000 Building $259,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1147 Towergate Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1147 Towergate Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE WALES serves 18,722 people · EPA ID FL6532234
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Towergate Cir

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