Greene County property record for 1150 Ludlow Rd, Xenia, OH 45385
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,296 sqft · built 1840 |
| Lot Size | 1.85 acres (80,978 sqft) |
| Owner | Company Name on Record |
| Last Sale | $159,000 (Apr 2023) |
| Tax Bill | $5,243 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Apr 2023 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B032041008 |
| Primary APN | B032041008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 656 sqft |
| Unfinished Basement | 656 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 80,978 sqft (1.85 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1150 LUDLOW RD |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-3-10 SCHOOL LOT 1150 LUDLOW RD |
| Legal Subdivision | LUDLOW |
| Legal Lot Number | 1150 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BEAVERCREEK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 210603 |
Source: Greene County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 964 LUDLOW RD, XENIA, OH 45385-8561 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 8, 2024 | Deed of Trust, Mortgage · Line of Credit DAY AIR CREDIT UNION INC |
| Apr 19, 2023 | Warranty Deed, Transfer · Line of Credit DAY AIR CU INC |
| Nov 29, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on Record |
| Deed Sale | Apr 19, 2023 · Amount on Record |
| Prior Sale | Mar 30, 2005 · Amount on Record |
| Deed Document Number | 20235098 |
| Prior Transfer Date | Apr 4, 2023 |
| Prior Transfer Doc | 0000004974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 1150 LUDLOW RD, XENIA, OH 45385-9510 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 964 LUDLOW RD, XENIA, OH 45385-8561 |
| Document Number | 0000000282 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 2024000282 |
| Name | DAY AIR CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | PO BOX 292980, KETTERING, OH 45429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Apr 19, 2023 |
| Property Address | 1150 LUDLOW RD, XENIA, OH 45385-9510 |
| Document Number | 0000005098 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023005098 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 964 LUDLOW RD, XENIA, OH 45385-8561 |
| Document Number | 0000005099 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 2023005099 |
| Name | DAY AIR CU INC |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 1150 LUDLOW RD, XENIA, OH 45385-9510 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028550 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021028550 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 10, 2051 |
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Beavercreek Township |
| Unified School District | Beavercreek City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,243.00 (-2.18%) | $93,330 (-) Land $28,520 Building $64,810 | |
| 2024 | $5,360.00 (-0.59%) | $93,330 (-) Land $28,520 Building $64,810 | |
| 2023 | $5,392.00 (+18.66%) | $93,330 (+35.87%) Land $28,520 Building $64,810 | $266,660 (+35.88%) Land $81,480 Building $185,180 |
| 2022 | $4,544.00 | $68,690 Land $23,770 Building $44,920 | |
| 2020 | $196,250 Land $67,900 Building $128,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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