1253 Ludlow Rd, Xenia, OH 45385 Property Records

Greene County property record for 1253 Ludlow Rd, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,251 sqft · built 1995
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (Oct 2019)
Tax Bill	$9,009 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B032041049`

Property Details

APN / Parcel Number

Primary APN	`B032041049`
Alternative APN	`B03-0002-0041.0-0049.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,251 sqft Living Area
1st Floor Area	2,251 sqft
Basement Area	801 sqft
Finished Basement	801 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1253 LUDLOW RD
City	XENIA
State	OH
Zip	45385-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-3-10 SW 1/4 1253 LUDLOW RD
Legal Subdivision	LUDLOW
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2028
Census Tract	210603

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1253 LUDLOW RD, XENIA, OH 45385-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit OLD FORT BKNG
Oct 16, 2019	Warranty Deed, Transfer · Line of Credit OLD FORT BKNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Deed Document Number	201917235
Prior Transfer Date	Jul 24, 2001
Prior Transfer Doc	0015790979
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1253 LUDLOW RD, XENIA, OH 45385-9511
Document Number	0000001952
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1253 LUDLOW RD XENIA OH 453859511, XENIA, OH 45385-9511

Mortgage

Document Number	0000001952
Date	Jan 26, 2021
Instrument	1952

Lender

Name	OLD FORT BKNG
Type	Funding / Finance Company
Address	TIFFIN, OH 44883

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 25, 2041

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Oct 16, 2019
Property Address	1253 LUDLOW RD, XENIA, OH 45385-9511
Document Number	0000017235
Instrument Date	Sep 27, 2019
Instrument	17235
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$779.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1253 LUDLOW RD XENIA OH 453859511, XENIA, OH 45385-9511

Mortgage

Document Number	17236
Date	Oct 16, 2019
Instrument	17236

Lender

Name	OLD FORT BKNG
Type	Funding / Finance Company
Address	TIFFIN, OH 44883

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,009.00 (-2.16%)	$160,340 (-) Land $32,760 Building $127,580
2024	$9,208.00 (-0.6%)	$160,340 (-) Land $32,760 Building $127,580
2023	$9,264.00 (+19.67%)	$160,340 (+37.02%) Land $32,760 Building $127,580	$458,110 (+37.02%) Land $93,600 Building $364,510
2022	$7,741.00	$117,020 Land $27,300 Building $89,720
2020			$334,350 Land $78,000 Building $256,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

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