Greene County property record for 1128 Ludlow Rd, Xenia, OH 45385
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,250 sqft · built 1971 |
| Lot Size | 2.56 acres (111,819 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $522,000 (Oct 2025) |
| Tax Bill | $7,300 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Aug 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B032041031 |
| Primary APN | B032041031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,250 sqft Living Area |
| 1st Floor Area | 1,565 sqft |
| Basement Area | 1,565 sqft |
| Unfinished Basement | 1,565 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 111,819 sqft (2.56 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1128 LUDLOW RD |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-3-10 1128 LUDLOW RD |
| Legal Subdivision | LUDLOW |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BEAVERCREEK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 210603 |
Source: Greene County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1128 LUDLOW RD, XENIA, OH 45385-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 16, 2025 | Fiduciary Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Aug 18, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Nov 12, 2018 | Deed of Trust, Mortgage · Line of Credit UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Deed Document Number | 202516368 |
| Prior Transfer Date | Mar 11, 2009 |
| Prior Transfer Doc | 0028880099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Oct 16, 2025 |
| Property Address | 1128 LUDLOW RD, XENIA, OH 45385-9510 |
| Document Number | 0000016368 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025016368 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1128 LUDLOW RD, XENIA, OH 45385-9510 |
| Document Number | 0000016369 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025016369 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Aug 18, 2026 |
| Property Address | 1128 LUDLOW RD, XENIA, OH 45385-9510 |
| Document Number | 0000013792 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 202613792 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1128 LUDLOW RD, XENIA, OH 45385-9510 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 1128 LUDLOW RD, XENIA, OH 45385-9510 |
| Document Number | 0000023916 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1128 LUDLOW RD XENIA OH 453859510, XENIA, OH 45385-9510 |
| Document Number | 0000023916 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 23916 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 17, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 1128 LUDLOW RD, XENIA, OH 45385-9510 |
| Document Number | 0000021303 |
| Instrument Date | Nov 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1128 LUDLOW RD XENIA OH 453859510, XENIA, OH 45385-9510 |
| Document Number | 0000021303 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 21303 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 26, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Beavercreek Township |
| Unified School District | Beavercreek City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,300.00 (-2.72%) | $143,060 (-) Land $32,950 Building $110,110 | |
| 2024 | $7,504.00 (-1.07%) | $143,060 (-) Land $32,950 Building $110,110 | |
| 2023 | $7,585.00 (+127.03%) | $143,060 (+39.19%) Land $32,950 Building $110,110 | $408,750 (+39.19%) Land $94,150 Building $314,600 |
| 2022 | $3,341.00 | $102,780 Land $27,460 Building $75,320 | |
| 2020 | $293,660 Land $78,460 Building $215,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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