1110 Ludlow Rd, Xenia, OH 45385 Property Records

Greene County property record for 1110 Ludlow Rd, Xenia, OH 45385

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,798 sqft · built 1971
Lot Size5.47 acres (238,665 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Jan 1995)
Tax Bill$6,567 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNB032041029

Property Details

APN / Parcel Number

Primary APNB032041029
Alternative APN
  • B03-0002-0041.0-0029.00

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,798 sqft Living Area
1st Floor Area1,798 sqft
Basement Area1,798 sqft
Unfinished Basement1,798 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area238,665 sqft (5.47 acres)
Garage TypeAttached
Garage Area682 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1110 LUDLOW RD
CityXENIA
StateOH
Zip45385-9510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7-3-10 TRACT 20 1110 LUDLOW RD
Legal SubdivisionLUDLOW
Legal Tract20
JurisdictionGREENE OH
Township / Civil DivisionBEAVERCREEK
Census Block Group2
Census Block2001
Census Tract210603

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1110 LUDLOW RD, XENIA, OH 45385-9510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 1995 · Amount on Record
Deed SaleJan 30, 1995 · Amount on Record
Last Transfer DateMar 31, 2020
Transfer Doc0000010011
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address1110 LUDLOW RD, XENIA, OH 45385-9510
Document Number0000020436
Instrument DateNov 1, 2018
Transaction TypeMortgage
Record UpdatedDec 24, 2018
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1110 LUDLOW RD XENIA OH 453859510, XENIA, OH 45385-9510

Mortgage

Document Number0000020436
DateDec 12, 2018
Instrument20436
Lender
NameFIFTH THIRD BK/WSTN OH
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2048

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGreene County
County SubdivisionBeavercreek Township
Unified School DistrictBeavercreek City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,567.00 (-2.2%)$118,940 (-) Land $46,900 Building $72,040
2024$6,715.00 (-0.61%)$118,940 (-) Land $46,900 Building $72,040
2023$6,756.00 (+17.58%)$118,940 (+34.7%) Land $46,900 Building $72,040$339,850 (+34.7%) Land $134,010 Building $205,840
2022$5,746.00$88,300 Land $39,080 Building $49,220
2020$252,310 Land $111,670 Building $140,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREENE CO.-NORTHWEST REG WATER
serves 41,895 people · EPA ID OH2903512
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Starlink
Satellite
280 / 30

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