107 Spruce Dr, Montrose, CO 81401 Property Records

Montrose County property record for 107 Spruce Dr, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,064 sqft · built 1965
Lot Size	0.183 acres (7,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Apr 2025)
Tax Bill	$1,494 (2025)
Deeds & Mortgages	Dec 2021 Transfer Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3767-342-08-004`

Property Details

APN / Parcel Number

Primary APN	`3767-342-08-004`
Alternative APN	`R0000933`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,064 sqft Heated Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,981 sqft (0.183 acres)
Greenhouse	234 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	R0000933
Street Address	107 SPRUCE DR
City	MONTROSE
State	CO
Zip	81401-4846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: EDMAR ESTATES SUBD NO 1 BLOCK: 4 LOT: 4 S: 34 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	34
Legal Subdivision	EDMAR ESTATES SUBD
Legal Block	4
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	3
Census Block	3012
Census Tract	966402

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 SPRUCE DR, MONTROSE, CO 81401-4846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Intrafamily Transfer, Transfer LAND TITLE GUARANTEE
Aug 28, 2020	Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	2025980271
Prior Transfer Date	Dec 8, 2021
Prior Transfer Doc	0000944762
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Dec 14, 2021
Property Address	107 SPRUCE DR, MONTROSE, CO 81401-4846
Document Number	0000944762
Map Reference	MB 8 PG 31
Instrument Date	Dec 8, 2021
Instrument	944762
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SPRUCE DR, MONTROSE, CO 81401-4846

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Aug 28, 2020
Property Address	107 SPRUCE DR, MONTROSE, CO 81401-4846
Document Number	924663
Map Reference	MB 8 PG 31
Instrument Date	Aug 25, 2020
Instrument	924663
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7684 NOCHE OSCURA CIR, 7684, LAS VEGAS, NV 89139-8723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SPRUCE DR, MONTROSE, CO 81401-4846

Mortgage

Document Number	924664
Date	Aug 28, 2020
Instrument	924664

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,494.00 (+32.56%)	$22,780 (+45.65%)	$323,200 (+38.43%) Land $68,000 Building $255,200
2024	$1,127.00 (+4.64%)	$15,640 (-22%) Land $2,980 Building $12,660
2023	$1,077.00	$20,050 Land $3,820 Building $16,230	$233,480 Land $44,510 Building $188,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx, FastTrack Communications, Verizon.

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