115 Skipper Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 115 Skipper Dr, Lake Frederick, VA 22630

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,862 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$415,566 (Nov 2018)
Tax Bill	$3,005 (2026)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87B5-2-40`

Property Details

APN / Parcel Number

Primary APN	`87B5-2-40`
Alternative APN	`8049682`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	4,802 sqft
1st Floor Area	1,862 sqft
Basement Area	790 sqft
Finished Basement	790 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Terrain	Rolling
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049682
Street Address	115 SKIPPER DR
City	LAKE FREDERICK
State	VA
Zip	22630-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SHENANDOAH L40 P2S5
Legal Subdivision	SHENANDOAH
Legal Phase	2
Legal Lot Number	40
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2008
Census Tract	50801

Owner

Source: Frederick County records · APN 87B5-2-40

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Aug 08, 2018	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC
May 21, 2018	Loan Modification, Mortgage · Line of Credit SANDY SPRING BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2018 · Amount on Record
Deed Sale	Nov 14, 2018 · Amount on Record
Prior Sale	Aug 08, 2018 · Amount on Record
Deed Document Number	201811382
Record Updated	Sep 20, 2026

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 14, 2018
Property Address	115 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000011382
Instrument Date	Nov 06, 2018
Instrument	180011382
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

Mortgage

Document Number	0000011383
Date	Nov 14, 2018
Instrument	180011383

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 08, 2018
Property Address	115 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000007694
Instrument Date	Aug 02, 2018
Instrument	7694
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3926 PENDER DR #200 FAIRFAX VA 220300976, 200, FAIRFAX, VA 22030-0976
Investor	Possibly a Property Investor

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK VA
Recording Date	May 21, 2018
Property Address	115 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Instrument Date	May 18, 2018
Instrument	4741
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13860 BALLANTYNE CORPORATE PL #130 CHARLOTTE NC 282773167, 130, CHARLOTTE, NC 28277-3167

Mortgage

Document Number	0000004741
Date	May 21, 2018
Instrument	4741

Lender

Name	SANDY SPRING BK
Type	Bank
Address	11921 FREEDOM DR # 250, RESTON, VA 20190-5676

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,005.00 (+10.4%)	$567,000 Land $108,000 Building $459,000	$567,000 Land $108,000 Building $459,000
2025	$2,722.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Based on FCC filings for 311 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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