109 Skipper Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 109 Skipper Dr, Lake Frederick, VA 22630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,430 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	Trust Name on Record
Last Sale	$552,450 (Feb 2022)
Tax Bill	$2,598 (2026)
Deeds & Mortgages	Jan 2023 Transfer Feb 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`87B5-2-37`

Property Details

APN / Parcel Number

Primary APN	`87B5-2-37`
Alternative APN	`8049679`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	1,430 sqft
Basement Area	909 sqft
Finished Basement	909 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049679
Street Address	109 SKIPPER DR
City	LAKE FREDERICK
State	VA
Zip	22630-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SHENANDOAH L37 P2S5
Legal Subdivision	SHENANDOAH
Legal Phase	2
Legal Lot Number	37
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2008
Census Tract	50801

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	109 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Intrafamily Transfer, Transfer
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Apr 15, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage SHEA MTG
Oct 12, 2018	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jun 21, 2018	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC
May 21, 2018	Loan Modification, Mortgage · Line of Credit SANDY SPRING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	20222472
Deed Book / Page	8
Last Transfer Date	Jan 13, 2023
Transfer Doc	0000000405
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Jan 17, 2023
Property Address	109 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000000405
Instrument Date	Jan 13, 2023
Instrument	230000405
Transaction Type	Transfer
Record Updated	Feb 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Feb 28, 2022
Property Address	109 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000002472
Instrument Date	Jan 24, 2022
Instrument	220002472
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

Mortgage

Document Number	0000002473
Date	Feb 28, 2022
Instrument	220002473

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Apr 15, 2019
Property Address	109 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000003315
Instrument Date	Apr 15, 2019
Instrument	3315
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2019
Title Company	WALKER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$404.58
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WAX WING CT LAKE FREDERICK VA 22630, LAKE FREDERICK, VA 22630

Mortgage

Document Number	3316
Date	Apr 15, 2019
Instrument	3316

Lender

Name	SHEA MTG
Type	Mortgage Company
Address	SCOTTS DALE, AZ 85260

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 12, 2018
Property Address	109 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000010157
Instrument Date	Oct 10, 2018
Instrument	180010157
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

Mortgage

Document Number	0000010158
Date	Oct 12, 2018
Instrument	180010158

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 21, 2018
Property Address	109 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000005836
Instrument Date	Jun 18, 2018
Instrument	5836
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3926 PENDER DR #200 FAIRFAX VA 220300976, 200, FAIRFAX, VA 22030-0976
Investor	Possibly a Property Investor

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK VA
Recording Date	May 21, 2018
Property Address	109 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Instrument Date	May 18, 2018
Instrument	4741
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13860 BALLANTYNE CORPORATE PL #130 CHARLOTTE NC 282773167, 130, CHARLOTTE, NC 28277-3167

Mortgage

Document Number	0000004741
Date	May 21, 2018
Instrument	4741

Lender

Name	SANDY SPRING BK
Type	Bank
Address	11921 FREEDOM DR # 250, RESTON, VA 20190-5676

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,598.00 (+10.41%)	$490,200 Land $108,000 Building $382,200	$490,200 Land $108,000 Building $382,200
2025	$2,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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