119 Skipper Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 119 Skipper Dr, Lake Frederick, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,252 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Trust Names on File
Last Sale	$474,057 (Jan 2019)
Tax Bill	$3,493 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`87B5-2-42`

Property Details

APN / Parcel Number

Primary APN	`87B5-2-42`
Alternative APN	`8049684`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,252 sqft Living Area
Gross Area	5,467 sqft
1st Floor Area	2,252 sqft
Basement Area	1,743 sqft
Finished Basement	1,743 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Terrain	Rolling
Garage Area	636 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	33 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049684
Street Address	119 SKIPPER DR
City	LAKE FREDERICK
State	VA
Zip	22630-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SHENANDOAH L42 P2S5
Legal Subdivision	SHENANDOAH
Legal Phase	2
Legal Lot Number	42
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2008
Census Tract	50801

Owner

119 Skipper Dr is owner-occupied and held in a trust since January 2019.

Source: Frederick County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	119 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NBKC BANK
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit APPLE FEDERAL CREDIT UNION
Jan 4, 2019	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Sep 4, 2018	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC
May 21, 2018	Loan Modification, Mortgage · Line of Credit SANDY SPRING BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on File
Deed Sale	Jan 4, 2019 · Amount on File
Prior Sale	Sep 4, 2018 · Amount on File
Deed Document Number	2019141
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	119 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009294
Date	Jul 23, 2020
Instrument	200009294

Lender

Name	NBKC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	119 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TANDEM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002356
Date	Feb 9, 2021
Instrument	210002356

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2051

Interest

Rate Type	Adjustable Rate

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jan 4, 2019
Property Address	119 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000000141
Instrument Date	Dec 26, 2018
Instrument	190000141
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

Mortgage

Document Number	0000000142
Date	Jan 4, 2019
Instrument	190000142

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 4, 2018
Property Address	119 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000008711
Instrument Date	Aug 29, 2018
Instrument	8711
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3926 PENDER DR #200 FAIRFAX VA 220300976, 200, FAIRFAX, VA 22030-0976
Investor	Possibly a Property Investor

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK VA
Recording Date	May 21, 2018
Property Address	119 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Instrument Date	May 18, 2018
Instrument	4741
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13860 BALLANTYNE CORPORATE PL #130 CHARLOTTE NC 282773167, 130, CHARLOTTE, NC 28277-3167

Mortgage

Document Number	0000004741
Date	May 21, 2018
Instrument	4741

Lender

Name	SANDY SPRING BK
Type	Bank
Address	11921 FREEDOM DR # 250, RESTON, VA 20190-5676

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 119 Skipper Dr was $3,493, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,493.00 (+10.4%)	$659,100 Land $108,000 Building $551,100	$659,100 Land $108,000 Building $551,100
2025	$3,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Skipper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Skipper Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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