117 Skipper Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 117 Skipper Dr, Lake Frederick, VA 22630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,256 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (May 2022)
Tax Bill	$3,302 (2026)
Deeds & Mortgages	Feb 2026 Transfer May 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`87B5-2-41`

Property Details

APN / Parcel Number

Primary APN	`87B5-2-41`
Alternative APN	`8049683`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	5,344 sqft
1st Floor Area	2,256 sqft
Basement Area	1,575 sqft
Finished Basement	1,575 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Terrain	Rolling
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049683
Street Address	117 SKIPPER DR
City	LAKE FREDERICK
State	VA
Zip	22630-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SHENANDOAH L41 P2S5
Legal Subdivision	SHENANDOAH
Legal Phase	2
Legal Lot Number	41
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2008
Census Tract	50801

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	117 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Gift Deed, Transfer
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORPORATION
May 28, 2019	Deed of Trust, Mortgage · VA Mortgage NBKC BANK
Sep 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NBKC BANK
Feb 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FOUNTAIN MORTGAGE
Apr 13, 2018	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Dec 27, 2017	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	20225625
Last Transfer Date	Feb 20, 2026
Transfer Doc	0000001664
Record Updated	Sep 20, 2026

February 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FREDERICK VA
Recording Date	Feb 23, 2026
Property Address	117 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000001664
Map Reference	DOC 160001156
Instrument Date	Feb 20, 2026
Instrument	260001664
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	117 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	May 2, 2022
Property Address	117 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000005625
Instrument Date	May 2, 2022
Instrument	220005625
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

Mortgage

Document Number	0000005626
Date	May 2, 2022
Instrument	220005626

Lender

Name	HOMESPIRE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	117 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004925
Date	May 28, 2019
Instrument	190004925

Lender

Name	NBKC BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	117 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011982
Date	Sep 3, 2020
Instrument	200011982

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	354 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	117 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002316
Date	Feb 9, 2021
Instrument	210002316

Lender

Name	FOUNTAIN MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Apr 13, 2018
Property Address	117 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000003389
Instrument Date	Apr 3, 2018
Instrument	180003389
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SKIPPER DR, LAKE FREDERICK, VA 22630-2249

Mortgage

Document Number	0000003390
Date	Apr 13, 2018
Instrument	180003390

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Dec 27, 2017
Property Address	117 SKIPPER DR, LAKE FREDERICK, VA 22630-2249
Document Number	0000013499
Instrument Date	Dec 22, 2017
Instrument	13499
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3926 PENDER DR #200 FAIRFAX VA 220300976, 200, FAIRFAX, VA 22030-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,302.00 (+10.4%)	$623,100 (-) Land $108,000 Building $515,100	$623,100 (-) Land $108,000 Building $515,100
2025	$2,991.00 (+94.98%)	$623,100 Land $108,000 Building $515,100	$623,100 Land $108,000 Building $515,100
2024	$1,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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