Richland County property record for 115 Old Camp Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 5,129 sqft · built 2019 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (Jun 2025) |
| Tax Bill | $8,532 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Aug 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28902-13-03 |
| Primary APN | 28902-13-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,129 sqft Heated Area |
| Gross Area | 6,085 sqft |
| 1st Floor Area | 3,062 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Area | 900 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02068238 |
|---|---|
| Street Address | 115 OLD CAMP RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-6404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 11 202.7X245.4X200X277.8 #SU THE POINTE AT WOODCREEK #PR RB1749-3987 |
| Legal Subdivision | THE RIDGE @ WOODCREEK |
| Legal Lot Number | 11,202 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2021 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI SOUTHERN FIRST BK NA |
| Dec 20, 2019 | Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MTG PTRS |
| Aug 2, 2018 | Warranty Deed, Construction Loan · Line of Credit GEORGIA BKNG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2025 · Amount on Record |
| Deed Sale | Jun 27, 2025 · Amount on Record |
| Prior Sale | Jan 10, 2021 · Amount on Record |
| Deed Document Number | 202529893 |
| Deed Book / Page | 3033 / 1344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 10, 2021 |
| Property Address | 115 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 2574/2743 |
| Book / Page | 002574 / 002743 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 1522 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,663.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 OLD CAMP RD ELGIN SC 290456404, ELGIN, SC 29045-6404 |
| Document Number | 2574/2747 |
|---|---|
| Date | Jan 10, 2021 |
| Book Page | 002574/002747 |
| Instrument | 1523 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180-4907 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 115 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 2528/0038 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 115 OLD CAMP RD ELGIN SC 290456404, ELGIN, SC 29045-6404 |
| Document Number | 2528/0038 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 002528/000038 |
| Instrument | 47410 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 115 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 2458/3778 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 115 OLD CAMP RD ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2458/3778 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 002458/003778 |
| Instrument | 139 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 115 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 2457/0564 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 OLD CAMP RD ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2457/0564 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 002457/000564 |
| Instrument | 95213 |
| Name | SUCCESS MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 2, 2018 |
| Property Address | 115 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 2324/2056 |
| Book / Page | 002324 / 002056 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 55325 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $421.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 HELTON DR #2101 COLUMBIA SC 292296959, 2101, COLUMBIA, SC 29229-6959 |
| Document Number | 2324/2059 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 002324/002059 |
| Instrument | 55326 |
| Name | GEORGIA BKNG |
|---|---|
| Type | Funding / Finance Company |
| Address | ATLANTA, GA 30339 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 1, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 2327/2902, |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 002327/002902 |
| Instrument | 58496 |
| Name | GEORGIA BKNG |
|---|---|
| Type | Funding / Finance Company |
| Address | ATLANTA, GA 30339 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 1, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,532.00 (+0.11%) Homeowner's exemption | $39,596 (-) | $1,020,600 (+3.1%) Land $114,800 Building $905,800 |
| 2023 | $8,523.00 (-5.29%) | $39,596 (-0.01%) | $989,900 (-) |
| 2021 | $8,999.00 | $39,600 | $989,900 Land $114,000 Building $875,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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