Richland County property record for 107 Old Camp Rd, Elgin, SC 29045
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.68 acres (73,181 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Feb 2020) |
| Tax Bill | $3,014 (2021) |
| Deeds & Mortgages | Nov 2022 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28902-13-05 |
| Primary APN | 28902-13-05 |
|---|---|
| Alternative APN |
|
| Lot Area | 73,181 sqft (1.68 acres) |
|---|
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 107 OLD CAMP RD |
|---|---|
| City | ELGIN |
| State | SC |
| Zip | 29045-6404 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PUD-R |
| Legal Description | LOT 13 111.6X387.3X277.8X334.2X87.1 #SU THE POINTE AT WOODCREEK #PR RB1749-3987 |
| Legal Subdivision | WOODCREEK FARMS DEVELOPMENT |
| Legal Lot Number | 13,111 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11407 |
107 Old Camp Rd, residential vacant land, is owned by an individual who bought it in February 2020.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8311 TWO NOTCH RD, COLUMBIA, SC 29223-6303 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage MISSION HOPE FOUNDATION |
| Aug 29, 2022 | Deed of Trust, Mortgage MISSION HOPE FOUNDATION |
| Dec 12, 2022 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 11, 2020 | Warranty Deed, Construction Loan · Line of Credit SOUTHERN FIRST BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on File |
| Deed Sale | Feb 11, 2020 · Amount on File |
| Deed Document Number | 20207539 |
| Deed Book / Page | 2468 / 1269 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 107 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027931498 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 2793/1498 |
| Instrument | 2022061415 |
| Name | MISSION HOPE FOUNDATION |
|---|---|
| Type | Non-Lending Institution |
| Address | COLUMBIA, SC 29223 |
| Amount | Amount on Record |
|---|---|
| Term | 2 Months |
| Due | Jan 28, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 107 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027743055 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 2774/3055 |
| Instrument | 2022048785 |
| Name | MISSION HOPE FOUNDATION |
|---|---|
| Type | Non-Lending Institution |
| Address | COLUMBIA, SC 29223 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 107 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9 N BAY XING, COLUMBIA, SC 29229-7507 |
| Document Number | 0028013033 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 2801/3033 |
| Instrument | 2022067335 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 11, 2020 |
| Property Address | 107 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 2468/1269 |
| Book / Page | 002468 / 001269 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 7539 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8311 TWO NOTCH RD COLUMBIA SC 292236303, COLUMBIA, SC 29223-6303 |
| Document Number | 2468/1273 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 002468/001273 |
| Instrument | 7540 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 10, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,320 | $108,000 Land $108,000 | |
| 2021 | $3,014.00 | $5,100 | $85,000 Land $85,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 107 Old Camp Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Old Camp Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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