Richland County property record for 104 Old Camp Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,539 sqft · built 2015 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,380,600 (Oct 2025) |
| Tax Bill | $11,062 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28902-13-07 |
| Primary APN | 28902-13-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 5,539 sqft Heated Area |
| Gross Area | 8,414 sqft |
| 1st Floor Area | 4,199 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 103,673 sqft (2.38 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,723 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02068416 |
|---|---|
| Street Address | 104 OLD CAMP RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-6404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 16 66.1X327.1X372.5X230.6X384.7 #SU THE POINTE AT WOODCREEK #PR RB1749-3987 |
| Legal Subdivision | THE RIDGE @ WOODCREEK |
| Legal Lot Number | 16,66 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Jun 20, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Apr 3, 2018 | Deed of Trust, Mortgage FIRST CITIZENS BK |
| Apr 3, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2019 · Amount on Record |
| Deed Document Number | 202550838 |
| Deed Book / Page | 3067 / 3322 |
| Prior Transfer Date | Oct 16, 2015 |
| Prior Transfer Doc | 2065/0302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 104 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0025933662 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 2593/3662 |
| Instrument | 2021014282 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 23, 2025 |
| Property Address | 104 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 0030673322 |
| Book / Page | 3067 / 3322 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025050838 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,190.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 2025050839 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025050839 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 20, 2019 |
| Property Address | 104 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 2403/2946 |
| Book / Page | 002403 / 002946 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 44097 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,736.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 OLD CAMP RD ELGIN SC 290456404, ELGIN, SC 29045-6404 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 104 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 2294/1386 |
| Instrument Date | Apr 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 104 OLD CAMP RD ELGIN SC 290456404, ELGIN, SC 29045-6404 |
| Document Number | 2294/1386 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 002294/001386 |
| Instrument | 22609 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | 1230 MAIN ST, COLUMBIA, SC 29201-3213 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.17% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 104 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 2294/1403 |
| Instrument Date | Apr 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 104 OLD CAMP RD ELGIN SC 290456404, ELGIN, SC 29045-6404 |
| Document Number | 2294/1403 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 002294/001403 |
| Instrument | 22610 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 10, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,062.00 (+0.39%) | $51,200 (-95.93%) | $1,258,200 (-) Land $217,600 Building $1,040,600 |
| 2024 | $1,258,200 (+2,357.42%) Land $217,600 Building $1,040,600 | $1,258,200 (-1.7%) Land $217,600 Building $1,040,600 | |
| 2023 | $11,019.00 (-5.29%) | $51,200 (-) | $1,280,000 (-) |
| 2021 | $11,635.00 | $51,200 | $1,280,000 Land $216,000 Building $1,064,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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