Richland County property record for 125 Old Camp Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 5,891 sqft · built 2018 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,580,000 (May 2024) |
| Tax Bill | $7,872 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28902-13-01 |
| Primary APN | 28902-13-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,891 sqft Heated Area |
| Gross Area | 8,573 sqft |
| 1st Floor Area | 3,777 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 48,352 sqft (1.11 acres) |
| Garage Area | 1,330 sqft |
| Porch | Slab |
| Porch Area | 1,352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02068210 |
|---|---|
| Street Address | 125 OLD CAMP RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-6404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 9 211.9X293.1X180.9X215.5 #SU THE POINTE AT WOODCREEK #PR RB1749-3987 56-9329 |
| Legal Subdivision | THE RIDGE @ WOODCREEK |
| Legal Lot Number | 9,211 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11407 |
125 Old Camp Rd is owned and occupied by two individuals who bought it in May 2024.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY |
| Apr 7, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY |
| Jul 31, 2023 | Intrafamily Transfer, Transfer |
| Feb 17, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage FIRST CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on File |
| Deed Sale | May 24, 2024 · Amount on File |
| Deed Document Number | 202422841 |
| Deed Book / Page | 2926 / 1530 |
| Prior Transfer Date | Jul 28, 2023 |
| Prior Transfer Doc | 0028541150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 7, 2026 |
| Property Address | 125 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 0000016173 |
| Book / Page | 3115 / 524 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026.16173 |
| Record Updated | Apr 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 125 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 0000016173, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 3115/524 |
| Instrument | 2026.16173 |
| Name | FIRST CITIZENS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 31, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 7, 2026 |
| Property Address | 125 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 0031150524 |
| Book / Page | 3115 / 524 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202616173 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 125 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 0000016173, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 3115/524 |
| Instrument | 202616173 |
| Name | FIRST CITIZENS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 31, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 31, 2023 |
| Property Address | 125 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 0028541150 |
| Book / Page | 2854 / 1150 |
| Map Reference | MB 1749 PG 3987 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023032307 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 125 GIO COWAN RD, GRAY COURT, SC 29645 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 17, 2017 |
| Property Address | 125 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Book / Page | 00218 / 001125 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 11469 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 125 OLD CAMP RD ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2188/1125 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 002188/001125 |
| Instrument | 11469 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,068 | $1,579,140 (+13.35%) | |
| 2024 | $7,872.00 | $1,393,200 (+73.78%) | |
| 2023 | $32,068 | $801,700 | |
| 2022 | $14,194.00 | ||
| 2021 | $31,230 | $780,700 Land $108,000 Building $672,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 125 Old Camp Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Old Camp Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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