Graham County property record for 115 E Saddle Dr, Safford, AZ 85546
| Property Type | Single Family Home |
|---|---|
| Details | 1,847 sqft · built 1994 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Company Name on File |
| Last Sale | $145,000 (May 2013) |
| Tax Bill | $1,546 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-26-406 |
| Primary APN | 106-26-406 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,847 sqft Living Area |
| 1st Floor Area | 1,847 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Type | Carport |
| Garage Area | 462 sqft |
| Carport | Carport |
| Carport Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 115 E SADDLE DR |
|---|---|
| City | SAFFORD |
| State | AZ |
| Zip | 85546-9556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THUNDERBIRD VALLEY LOT 406 |
| Legal Subdivision | THUNDERBIRD VALLEY |
| Legal Lot Number | 406 |
| Jurisdiction | GRAHAM AZ |
| Township / Civil Division | SAFFORD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 961500 |
Source: Graham County records · APN 106-26-406
Assessment roll updated April 8, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 115 E SADDLE DR, SAFFORD, AZ 85546-9556 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 25, 2023 | Intrafamily Transfer, Transfer |
| Mar 07, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Nov 06, 2017 | Deed of Trust, Mortgage · Line of Credit ONEAZ CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2013 · Amount on Record |
| Deed Sale | May 13, 2013 · Amount on Record |
| Deed Document Number | 20132420 |
| Last Transfer Date | Oct 25, 2023 |
| Transfer Doc | 0000004975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAHAM AZ |
| Recording Date | Oct 25, 2023 |
| Property Address | 115 E SADDLE DR, SAFFORD, AZ 85546-9556 |
| Document Number | 0000004975 |
| Map Reference | FILE 8&T-3 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 2023-04975 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 115 E SADDLE DR, SAFFORD, AZ 85546-9556 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAHAM AZ |
| Recording Date | Mar 07, 2022 |
| Property Address | 115 E SADDLE DR, SAFFORD, AZ 85546-9556 |
| Document Number | 0000001388 |
| Map Reference | FILE 8&T-3 |
| Instrument Date | Mar 02, 2022 |
| Instrument | 2022-01388 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | STEWART TITLE, STEWART TTL & TR OF PHOENIX |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 E SADDLE DR, SAFFORD, AZ 85546-9556 |
| Document Number | 0000001389 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2022-01389 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAHAM AZ |
| Property Address | 115 E SADDLE DR, SAFFORD, AZ 85546-9556 |
| Document Number | 0000005356 |
| Instrument Date | Nov 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | PIONEER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 115 E SADDLE DR SAFFORD AZ 855469556, SAFFORD, AZ 85546-9556 |
| Document Number | 0000005356 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 5356 |
| Name | ONEAZ CU |
|---|---|
| Address | PHOENIX, AZ 85027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 13, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Graham County records · Assessment roll updated April 8, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Graham County |
| Unified School District | Safford Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $242,830 (+15.71%) Land $15,500 Building $227,330 | ||
| 2025 | $1,546.00 (+15.55%) | $20,986 (+8.38%) Land $1,399 Building $19,587 | $209,862 (+8.38%) Land $13,992 Building $195,870 |
| 2024 | $19,364 Land $1,399 Building $17,965 | $193,643 Land $13,992 Building $179,651 | |
| 2023 | $1,338.00 (+2.14%) | ||
| 2022 | $1,310.00 |
Source: FEMA National Flood Hazard Layer as of April 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2016 · other causes |
| Wildfire Risk | High above 70% of the US · above 58% of Arizona |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 76 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAFFORD serves 20,600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Nov 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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