115 E Crescent Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 115 E Crescent Ave, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details3,416 sqft · built 2017
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$845,000 (May 2021)
Tax Bill$24,539 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN48-05302-0000-00037-01

Property Details

APN / Parcel Number

Primary APN48-05302-0000-00037-01
Alternative APN
  • 4805302000000037

Interior

Stories2 Stories
Building Area3,416 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeFrame
Lot Area21,344 sqft (0.49 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number4805302000000037
Street Address115 E CRESCENT AVE
CityRAMSEY
StateNJ
Zip07446-2640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.49 AC
Legal SubdivisionSESC
Legal Block5302
Legal Lot Number37.01
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1005
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 E CRESCENT AVE, RAMSEY, NJ 07446-2640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Feb 22, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2021 · Amount on Record
Deed SaleMay 12, 2021 · Amount on Record
Prior SaleSep 10, 2014 · Amount on Record
Deed Document Number202174578
Deed Book / Page4138 / 609
Prior Transfer DateNov 8, 2017
Prior Transfer Doc0028700714
Record UpdatedOct 29, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMay 12, 2021
Property Address115 E CRESCENT AVE, RAMSEY, NJ 07446-2640
Document Number0041380609
Book / Page4138 / 609
Instrument DateMar 1, 2021
Instrument2021074578
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyMAIN STREET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,782.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address86 MALLINSON ST, 86, ALLENDALE, NJ 07401-1710

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 E CRESCENT AVE, RAMSEY, NJ 07446-2640

Mortgage

Document Number2021074579
DateMay 12, 2021
Instrument2021074579
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2051

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateFeb 22, 2018
Property Address115 E CRESCENT AVE, RAMSEY, NJ 07446-2640
Document Number0028700714
Book / Page002870 / 000714
Instrument DateNov 8, 2017
Transaction TypeTransfer
Record UpdatedApr 10, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,219,800 (+2.35%) Land $324,700 Building $895,100$1,219,800 (+2.35%) Land $324,700 Building $895,100
2025$24,539.00 (+1.64%)$1,191,800 (+42.71%) Land $315,700 Building $876,100$1,191,800 (+42.71%) Land $315,700 Building $876,100
2024$24,142.00 (+10.22%)
2023$835,100 Land $299,300 Building $535,800$835,100 Land $299,300 Building $535,800
2022$21,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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